Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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I started with a company in November to close on a house by February I still didn't close so I switched to Jimmy as my new lender. He had everything done within a few days but had to back out of that house. We found another one and within 3...
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I’ve had multiple home loans and loan officers and this was by far the smoothest mortgage process I’ve been through.
Jimmy was quick to answer any questions and sort out any kinks throughout the entire transaction process!
jimmy went above and beyond to make our loan process smooth despite having to deal with what seemed like endless and sometimes repeated request from what seemed to be an under trained underwriter.. again jimmy is top notch and we appreciate...
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We were very happy with the way you worked so hard to get us started to reach our goal. You were always there if needed and let us know if there was a problem. Working with us and our kids made the waiting easier. I would tell my friends about...
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Jimmy is an amazing person to work with. His communication is always so fast and professional, and yet we feel like he has become a friend. We had issues with the underwriter out of Texas we had to use for this transaction, but Jimmy was there...
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kept us informed thought out the whole process. Was always friendly and respectful, and answered all our questions. Was very professional . thank you
If had a question he would answer very quick I text him at night he would always answer back
Jimmy was very efficient and knowledgable in getting our refinancing done. His communication and response time was very quick. We were able to communicate with him by text at any time. We would highly recommend him.
Jimmy is a great guy and very easy to deal with and get ahold of. Any questions I have all I have to do Is shoot him a email and he always replies with my answers very soon. I would high recommend Jimmy to anyone I know. He is very knowledgeable...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.