Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very helpful at anytime!
Super fast and easy process. Jimmy was great to work with.
Thanks Jimmy for all your help. Job well done.
All the help we received whenever we needed it. You never let us down Jimmy. You always answered no matter when I called. You,Jimmy just made the experience easier. Thanks for all you did in answering anything we Didn’t understand.
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My clients were frustrated with another lender and we’re not getting the service they had hoped, they asked for another option and I knew jimmy would be able to take care of these clients well. He did. We were ready to close in two weeks! He’s...
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You were fast, and I was able to email back and forth and text instead of coming into the office and etc.
Mr. Jimmy was excellent and made this process easy! He made this process easy by letting us call him at any time and making a comfortable environment to ask any question. Mr. Jimmy was also very informative and kept us updated on every part...
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There were steps of progression of the loan. It allowed us to see where we were as the loan was being processed.
Communication was very efficient.
Very happy in closing within 3 weeks.
Highly recommended.
Jimmy is awesome to work with. I would definitely recommend him to anyone who is looking to buy or refinance a home. He is very professional and his communication was terrific!!! Thanks Again Jimmy!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.