

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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Jimmy is not only helpful and friendly but this has been the most efficient home-buying experience I’ve ever had. He answered all questions right away and guided me through each step to make it feel easy!
Jimmy is very responsive and quick to get answer to my questions. Very helpful and straightforward.
Jimmy was very helpful. He went above and beyond to assist in any way he could. He provided an explanation for every step of the process. I highly recommend!
Jimmy was great with my client, from start to finish. He kept me informed during my clients loan process. His communication was great, which is what we, as agents need. It was a easy process.
Jimmy McFarland makes the whole experience easy and is great to work with. Will be doing business with him again.
Always a 5 🌟 experience!
jimmy helped out a guy who wasn't very "tech savvy" with every step making it super easy!!
Jimmy’s responsiveness to all questions was on the spot. Very positive, and helpful during my clients quest for their new home. Would highly recommend Jimmy in the future!
Availability and willingness to offer advice for questions and decisions.
The only issue I had was I did not get an official amount to close until the day before I closed. I could have wired the money prior to closing if I had had that information.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.