

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Quick and knowledgeable responses. Straight forward pricing. Accommodated to our needs and we would highly recommend them to anyone
He was amazing in every way and help me out and stayed in touch through out the hole thing and I will recommend him to all my friends
Working with Jimmy is always as easy as can be!
Best place to get a loan
JIMMY was FANTASTIC!! We needed a quick closing and he made it happen!! He kept great communication letting us know where we were in the loan process and answered all our questions in a timely manner!! Thanks for all your hard work JIMMY!!!...
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Jimmy was AWESOME!! Got us a quick closing!!!! Was great communicating about the loan!! He was GREAT!! Can't wait until our next deal together! Thanks for all your hard work Jimmy!!
From the beginning Jimmy and Highland made things go very smooth and had a great line of communication.
E-signing made the loan super easy.
Jimmy is great. He is always on top of things. I have not had a bad experience yet.
Extremely helpful anytime that I needed it!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.