Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thank you so much for making our first time buying a house not only easy but enjoyable! Very professional and informative.
He made our first time buying a house very easy and enjoyable!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thrilled to hear that you had such a positive experience, Jamie! It's always a pleasure to assist first-time home buyers and I'm glad I could make the process easy and enjoyable for you. Thank you for the 5-star rating! Looking forward to working...
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Jimmy was fahtastic. He got everything done in a timely manner, and he helped with the many question s we had as first time home buyers!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Hey Samuel, thanks for the fantastic review! I'm thrilled to hear that you had a great experience working with me. Your satisfaction, especially as first-time home buyers, is my top priority. Always here if you need anything else. Cheers, Jimmy...
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Very friendl, and made the whole process easy.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Travis, I'm thrilled to hear that you found the process easy and friendly. Your 5-star rating means a lot to me and the team here at Highlands Residential Mortgage, Ltd. It was a pleasure working with you and I'm always here to assist with...
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Jimmy is very knowledgeable and on top of every transaction he takes on! Excellent at what he does!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thanks for the glowing review, Laura! I'm thrilled to hear that you appreciate my knowledge and dedication to each transaction. At Highlands Residential Mortgage, Ltd, we always strive to provide top-notch service. Hearing that I've met your...
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Jimmy is great at his profession and works hard for his clients.
Jimmy's quick response time and quick work made things very easy.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Hey Blake! Thanks for the top-notch rating and the awesome feedback. So glad to hear that you appreciated the quick response and work—making things easy for you is the goal. Don't hesitate to reach out if you need anything else in the future!...
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easy to work with and such a speedy process
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm so glad to hear that you found the process speedy and easy to work with, Brittany. Here at Highlands Residential Mortgage, Ltd., we strive to provide the highest level of customer satisfaction. We appreciate your 5-star rating and your...
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Jimmy was very helpful he talked me through the entire process and got my loan processed quickly! I would definitely recommend Highlands Mortgage!
Fast and efficient!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.