Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy was absolutely great to work with. He was there to answer all my questions, which was a lot, and he is very knowledgeable about the loan process. 10/10 cannot recommend him enough!! He will go above and beyond to help!
Jimmy was easy to work with and went above and beyond to get us in our home!!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that your experience was so positive and that I could assist you in securing your new home. It was a pleasure working with you, and I appreciate your kind words.
Jimmy is very communicative and professional!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm glad to hear that you found my communication and professionalism helpful. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your feedback!
Jimmy McFarland has received a review with 5 star rating from Robb R
Mr. Jimmy McFarland is, IMO, a true credit to his profession. He provides a rapid response to my questions and/or issues, as may arise. He is friendly while maintaining a high degree of professionalism and an equically noteworthy ethical standard....
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Hi Robb! Thank you so much for taking the time to leave such a detailed review. I'm so glad to hear that you've had a positive experience and felt supported through your process. Your kind words about my professionalism and ethics mean a lot,...
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Always a great experience with Jimmy and Highlands Residential Mortgage.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm really grateful for your kind words, Andrea. Knowing that you have had a great experience with both myself and Highlands Residential Mortgage is very encouraging. Your feedback means a lot to me and the team. Let me know if you need any...
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Jimmy is amazing. He communicates with all parties throughout the whole process. Highly recommend!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you so much, Lea! I'm thrilled to hear that you had a positive experience with me at Highlands Residential Mortgage, Ltd. Communication is definitely key in this process and I'm glad it was up to par. Your recommendation means a lot....
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Jimmy is the BEST! Closed our loan in 3 weeks beginning with the pre approval letter.
Jimmy was incredible!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
So glad to hear you had a positive experience, Garrett! Thank you for the 5-star review. I strive to provide the best service to all my customers at Highlands Residential Mortgage, Ltd., and it's rewarding to hear such kind feedback. Do reach...
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The communication and help was top notch! I would highly recommend Jimmy anyday!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Jennifer, for your kind words and for the 5-star review! I'm thrilled to hear that you had a positive experience with my service at Highlands Residential Mortgage, Ltd. I always strive to provide top-notch communication and assistance,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.