

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy was great at staying in touch and letting me know the next step to the loan or closing process. Answered any questions I had at any time. It was a great over all experience highly recommend them.
jimmy is a very understandable person. Quick, fast and easy closed in just 12 days!
Jimmy McFarland has received a review with 5 star rating from Jordan B
Any question I had Jimmy answered quickly. If I needed help with something he was ready to help.
Very much recommend Highlands Residential Mortgage! Jimmy McFarland did a great job with getting us approved for a loan and in a house quickly. He was friendly, responded quickly, and we’re greatful for the service we received!
Jimmy did a great job! We are very greatful for his communication and hard work to make sure we were able to get approved and in a home as quick as possible. He was friendly and responded quickly! We will recommend him and Highlands Residential...
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Jimmy McFarland has received a review with 5 star rating from Beth C N
Jimmy always kept me informed and closed the loan on time. He was very professional and worked hard for my client.
Jimmy worked hard to ensure I got the lowest interest rate possible. I could not be more pleased with exceptional professionalism and suburb diligence in making my loan process a success!
Always happy working with Jimmy.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.