

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
He worked fast and was great to answer any questions we had. He made our 1st experience awesome!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that your first experience was so positive. It was a pleasure working with you and addressing all your questions. Thank you for your kind words!
Jimmy is always amazing to work with! He’s knowledgeable, quick to respond, and makes every transaction smooth and stress-free.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had such a positive experience, Lisa. Ensuring a smooth and stress-free transaction is always my goal, and I'm glad to have been able to assist you. Thank you for your kind words!
Everybody returned my calls and I had never had much experience with e-sign , Jimmy McFarland talked me through it Thanks so much !!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had a positive experience and that I could assist you with the e-sign process. Thank you for your kind words, and I'm glad that all your calls were promptly returned. If you have any more questions or need assistance...
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Friendly, responsive, easy to work with
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you found the process friendly and responsive, Eric. It was a pleasure working with you at Highlands Residential Mortgage, Ltd. If there's anything more we can assist you with, please feel free to reach out.
Communication adter business hours and even on holidays he kept in touvh and shared how I could help with the process
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm glad to hear that you appreciated my communication efforts throughout the process. It was my pleasure to assist you, even after business hours and on holidays. Thank you for your kind words and for choosing Highlands Residential Mortgage....
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Jimmy stayed in constant communication with myself and our client. I never had to reach out to him for updates. He made sure I knew what was going on throughout the transaction all the way to the closing table. I will definitely be recommending...
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had such a positive experience with the communication throughout the transaction. It was a pleasure working with you and your client, and I appreciate your recommendation. Thank you for your trust and support.
The staff are absolutely incredible. I felt like they actually cared and were just as invested as I was. They were extremely patient when I would ask questions, and gave thorough answers. I feel very grateful to have had them by my side through...
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had such a positive experience with our team at Highlands Residential Mortgage. It was a pleasure assisting you, and I'm glad we could provide the support and patience you needed throughout the process. Your kind...
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Overall experience
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had a positive experience, Jeffery. Thank you for choosing Highlands Residential Mortgage, Ltd. It was a pleasure assisting you. If you have any further questions or need assistance in the future, please feel free...
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Great experience
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had a great experience, Kerry. It was a pleasure working with you at Highlands Residential Mortgage, Ltd. If you have any further questions or need assistance, feel free to reach out.
Jimmy was great through the whole process, we were in a bit of a time crunch and with jimmys help we were anle to make it right at closing. We could have closed sooner had it not been for other factors! If you're looking for a Lender Jimmy...
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that I was able to assist you effectively during the process, especially given the time constraints. It's great to know we successfully reached closing together. Thank you for your kind words and recommendation.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.