Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Top notch communication! Thanks Phil.
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you, Anya! We're thrilled to hear you had a great experience. Thank you for choosing First State Bank.
Jim Yarrington has received a review with 5 star rating from Matthew B
Reply from Owner
July 23rd, 2026 12:00 AM
Thank you, Matthew, for your 5-star rating! We appreciate you choosing First State Bank Mortgage and are grateful you took the time to share your experience.
Jim Yarrington has received a review with 5 star rating from Jazmin C
Reply from Owner
July 23rd, 2026 12:00 AM
Jazmin, thank you for your 5-star rating! Everyone at First State Bank Mortgage appreciates your support.
Jim Yarrington has received a review with 5 star rating from Shanna T
Reply from Owner
July 23rd, 2026 12:00 AM
Shanna, thank you for your 5-star rating! We sincerely appreciate your support of First State Bank Mortgage.
Jim Yarrington has received a review with 5 star rating from Allan K
Reply from Owner
July 23rd, 2026 12:00 AM
Allan, thank you for the 5-star rating! We truly appreciate your support and are grateful you chose First State Bank Mortgage.
Answered all my questions in a timely manner. Even had phone call walk me through stuff. Amazing. Hurd so many bad things about others morgage banks. So I walked in worried. Jenny is the absolute best.
Reply from Owner
July 23rd, 2026 12:00 AM
Jacob, thank you for taking the time to share your experience! We're thrilled to hear Jenny answered all of your questions promptly and took the time to walk you through everything over the phone. We truly appreciate your kind words and thank...
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Thoroughness and constant communication/updating. Incredibly informative and supportive.
Reply from Jim Yarrington
July 13th, 2026 07:27 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Jim Yarrington has received a review with 5 star rating from Matt O
Reply from Owner
July 23rd, 2026 12:00 AM
Matt, thank you for the 5-star rating! We truly appreciate your support and are grateful you chose First State Bank Mortgage.
Clean, efficient loan processing, underwriting and closing. Jenny Zilner was fantastic, she always made us feel like a priority!
Reply from Owner
July 23rd, 2026 12:00 AM
Zach, thank you for your wonderful review! We're so glad to hear you had a clean and efficient experience throughout the loan process, from underwriting to closing. It's especially rewarding to know Jenny made you feel like a priority every...
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Phil Scaglia was a joy to work with and a true professional. Made what is often a stressful process seem easy. Thanks again!
Reply from Owner
July 23rd, 2026 12:00 AM
Anthony, thank you for your wonderful review! We're delighted to hear Phil made the mortgage process feel easy with his professionalism and exceptional service. Thank you for choosing First State Bank Mortgage.
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org