Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
I had a great experience working with Phil Scaglia throughout the home-buying process. He was extremely knowledgeable and helped me navigate everything from start to finish. Communication was always great—he was responsive, clear, and took...
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Reply from Owner
August 23rd, 2026 12:00 AM
Esteban, thank you for sharing such a thoughtful review! We’re so glad Phil was there to provide clear communication, answer your questions and help make your home-buying experience a smooth one. We truly appreciate your recommendation!
Scott was very responsive and made the process very easy and enjoyable.
Reply from Owner
August 23rd, 2026 12:00 AM
David, thank you for your kind words! We're so glad Scott was responsive and made your mortgage process easy and enjoyable. We appreciate you choosing First State Bank for your home financing.
Great overall experience!
Reply from Owner
August 23rd, 2026 12:00 AM
Stephen, thank you for your wonderful review! We're delighted to hear you had a great overall experience. Thank you for choosing First State Bank Mortgage, and we appreciate the opportunity to help with your home financing.
Jim Yarrington has received a review with 5 star rating from Meghan B
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you for the 5-star rating, Meghan! We truly appreciate your support and hope to work with you again in the future.
Every aspect from first phone call, to applying for mortgage, ability to do everything online to approval and closing was absolutely stellar. I have had several mortgages in my life and this was BY FAR the easiest. Tracy excels at communicating,...
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Reply from Owner
August 23rd, 2026 12:00 AM
Thank you, Lori! We're so glad the process was smooth and convenient from start to finish. We appreciate you choosing First State Bank Mortgage!
Jim Yarrington has received a review with 5 star rating from Alexander C
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you for your 5-star rating, Alexander! We appreciate your business and your support.
Jim Yarrington has received a review with 5 star rating from Chase N
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you for the 5-star rating, Chase! We appreciate your support and the opportunity to serve you.
Jim Yarrington has received a review with 5 star rating from Josie W
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you, Josie, for your 5-star rating! We truly appreciate your support.
Jim Yarrington has received a review with 5 star rating from Eduardo B
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you for your 5-star rating, Eduardo! We appreciate your trust in First State Bank Mortgage.
Very helpful fast. Great customer service. Very prompt with information we need. He made the process so much easier then I expected.
Reply from Owner
August 23rd, 2026 12:00 AM
Thank you, Kelley! We're happy to hear the process was easier than expected and that you received prompt, helpful service. We appreciate your kind review!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org