

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Phil was very communicative with us throughout the whole process. As first time homebuyers, we appreciate his patience with our questions and concerns. He was very friendly throughout the closing process. Thank you Phil!
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Reply from Owner
July 23rd, 2026 12:00 AM
Noah, thank you for your thoughtful review! We're honored Phil could be part of your first homebuying journey. It's wonderful to hear he kept you informed throughout the process, answered your questions with patience, and made you feel comfortable...
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Jim Yarrington has received a review with 5 star rating from Shane H
Reply from Owner
July 23rd, 2026 12:00 AM
Thank you, Shane, for your 5-star rating! We appreciate you choosing First State Bank for your mortgage needs.
Jim Yarrington has received a review with 5 star rating from Hunter A
Reply from Owner
July 23rd, 2026 12:00 AM
Hunter, thank you for your 5-star rating! We truly appreciate your support and are grateful you chose First State Bank for your mortgage financing.
Tracy Geer did such a good job locking in my rate. She was calling me in the mornings when markets opened up and had a good idea of what was going to happen. She locked me in at a great rate. She also answered all my questions and made the...
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Reply from Owner
July 23rd, 2026 12:00 AM
Ted, thank you for sharing your experience! We're so glad Tracy was able to guide you through the process, answer your questions, and help you lock in a great rate. Congratulations on your first home, and thank you for choosing First State...
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Phil was truly a blessing for us! He gave us great advice and kept the whole process smooth as silk. I would highly recommend him!
Reply from Owner
July 23rd, 2026 12:00 AM
Thank you for your kind words! We're thrilled Phil provided great advice and made the process smooth from start to finish. We appreciate your recommendation and your trust in First State Bank Mortgage!
Quick, smooth and easy close! Thank you guys.
Reply from Jim Yarrington
June 29th, 2026 08:43 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Jim Yarrington has received a review with 5 star rating from Paul R
Reply from Owner
June 23rd, 2026 12:00 AM
Paul, we’re grateful for your 5-star rating! Thanks for choosing us.
Very helpful and friendly experience
Reply from Owner
June 23rd, 2026 12:00 AM
Thank you, Larra! We're so glad you had a friendly and helpful experience. We appreciate your kind words and the opportunity to work with you.
Jenny Zillner is the best to work with.
Reply from Owner
June 23rd, 2026 12:00 AM
Jordan, thank you for your 5-star review! We're so glad to hear you enjoyed working with Jenny. We appreciate your support and thank you for choosing First State Bank Mortgage!
Very informative, clear lines of communication, answered all questions in a timely manner, platforms were easy to use.
Reply from Owner
October 23rd, 2025 12:00 AM
Thank you for sharing your review! We appreciate your feedback!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org