

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Always a good transaction with Jim and the crew!
Reply from Jim Yarrington
October 9th, 2026 02:19 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Jim Yarrington has received a review with 5 star rating from Maribel V
Reply from Owner
October 2nd, 2026 12:00 AM
Thank you for the 5-star rating, Maribel! We appreciate you choosing First State Bank Mortgage.
Great experience with my husband as first time buyers!
Reply from Owner
October 2nd, 2026 12:00 AM
Thank you, Windy! We’re so glad you and your husband had a great experience as first-time homebuyers. Congratulations on your new home!
Jim Yarrington has received a review with 5 star rating from Jen V
Reply from Owner
October 2nd, 2026 12:00 AM
Thank you for the 5-star rating, Jen! We appreciate your business and are grateful you chose First State Bank Mortgage.
I’ve worked with Phil on numerous purchase and refinance transactions over the past 20+ years, and he continues to exceed my expectations every single time. He has an amazing talent for taking complex, high-stakes deals and making them feel...
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Reply from Owner
October 23rd, 2023 12:00 AM
Brook, we are glad to hear Phil provided you with top-notch service! We appreciate the feedback!
Jim Yarrington has received a review with 5 star rating from Alexis M
Reply from Owner
September 25th, 2026 12:00 AM
Thank you for the 5-star rating, Alexis! We appreciate you choosing First State Bank Mortgage and taking the time to share your support.
We had a great experience with Jim and team
Reply from Jim Yarrington
September 21st, 2026 01:46 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Jim Yarrington has received a review with 4 star rating from Matt T
Reply from Owner
September 23rd, 2026 12:00 AM
Thank you, Matt, for taking the time to leave us a rating. We appreciate your feedback and the opportunity to serve you!
BeReal Jim just was just fantastic . Wales us through every step of the process and made us feel so comfortable
Reply from Jim Yarrington
September 14th, 2026 03:40 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Jim Yarrington has received a review with 5 star rating from Stephen F
Reply from Owner
September 23rd, 2026 12:00 AM
Thank you for the five-star rating, Stephen! We truly appreciate your support and choosing First State Bank Mortgage.
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org