

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
This is the second time I've had clients use Jim for lending on homes. Jim and his team are great communicators and I'm never left wondering where we stand in the transaction. Highly recommend!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the amazing review! I'm thrilled I could make your experience hassle-free.
Jim is the best! Made it easy, harmless and understandable. Thank you!
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you for the 5-star review! It was a pleasure working with you.
Jim and his team are excellent and efficient communicators. It was a pleasure to work with him and I always felt like our clients were well taken care of. Highly recommend!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I appreciate your positive feedback, and I look forward to working with you again in the future!
My clients found Jim, but he was fantastic! Extra communicative /Johnny on the spot/and closed it just when he said he would with no hiccups! Smooth sailing with Jim
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I really appreciate your positive feedback and look forward to staying connected!
Thanks for all the help Murph!!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I’m so glad you had a great experience working with me! Please feel free to reach out if you ever need anything.
Always great with Jim and team--the communication and attentiveness is so appreciated! Looking forward to the next
transaction !
Reply from Jim Murphy
December 11th, 2025 07:16 PM
I appreciate your positive feedback, and I look forward to working with you again in the future!
Easy, hassle free transaction with great communication throughout.
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Jim is wonderful. This is our second experience with Movement Mortgage and working with Jim. He was always available to answer questions and provide guidance and support. We knew we were in great hands.
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
Jim and his team are awesome! Would've liked a little more communication when some changes were made. Also, 19 days to close was a little stressful. :)
Thank YOU so much for all your guidance and support through this process. It didn't feel as scary and overwhelming. And that was because of you all. So thank you, thank you, thank you!!
Reply from Jim Murphy
December 11th, 2025 07:16 PM
I'm so glad I could make your experience hassle-free! I look forward to staying connected, as it was a pleasure working with you.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235