Jim Murphy
Producing Branch Manager
Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Jim is very knowledgeable, highly responsive, not at all pushy, and very flexible. Working with him was great.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the amazing review! I'm thrilled I could make your experience hassle-free.
Jim is great to work with and is so helpful especially with first time home buyers. He explains each step in detail to the home buyer and always calls the listing agent when we make an offer on a property. I have used Jim several times and...
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
I'm grateful for your 5-star review! It was great working with you.
Jim and his team are fantastic. Very informative and helpful throughout the process. When looking for a lender to help you land a home, look no further. Would recommend them 10 out of 10 times!
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
There were many reasons for the poor rating - unmet expectations made, attention to detials, and timeliness were the major ones.Several times throughout the process expectations of date ranges were given but not met. We were told at every major...
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Such a great team to work with ! everyone was so helpful and always great at communicating with us .
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
We had a tight closing deadline with no issues.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Jim’s knowledge, patience, and knack for simplifying the homebuying process make him a pro at helping everyone, from seasoned investors to first-time buyers.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I'm grateful for your 5-star review! It was great working with you.
Great service, experts at what they do, got the best rates for the refinance of my house. Would recommend their services. Thank you Jim Murphy and the Murphy Team.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
Jim and his team were able to navigate a difficult loan process by assisting my client in ourchasing her first home. The condo HOA had let the FHA approval status expire, with Jim's guidance the HOA was able to establish its approval again!...
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Reply from Jim Murphy
December 11th, 2025 07:17 PM
It was great working with you! I really appreciate your business and positive feedback.
Jim & his team did a fantastic job from start to finish! They were amazing to work with and exceeded expectations throughout the process.
Reply from Jim Murphy
December 11th, 2025 07:17 PM
I'm grateful for your 5-star review! It was great working with you.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235