

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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24 hours
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24 hours
Sat
24 hours
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Reviews from Web
jim is always knowledgeable and helpful with all my clients. he offers great service and care of his ( and my ) clients
Reply from Jim Murphy
December 11th, 2025 07:16 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
Throughout the entire process, Jim and his team were professional, communicative, honest, and diligent. We were able to close on our contract's exact closing date all thanks to Jim and his team. I would recommend him to anybody.
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
First rate. Excellent communication between loan officer, team and client. Easily accessible when needed.
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you so much for the review! I loved working with you and will keep in touch moving forward.
In a competitive housing market, Jim and his team are an asset to the buying process. They are incredibly responsive, knowledgeable, and overall great to work with!
Reply from Jim Murphy
December 11th, 2025 07:16 PM
I really appreciate your positive feedback and look forward to staying connected!
I appreciate the Murphy Team's kind, competent, prompt and empowering style to working with us as first-time home owners!
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Great communication and super helpful throughout the whole process!
Jim and his team had the utmost patience with us getting all the reqs for underwriting .
Reply from Jim Murphy
December 11th, 2025 07:16 PM
I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
Superior service!
Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you for your positive feedback! I’d love to work with you again in the future.
Great experience!
Jim and his team have consistently been outstanding to work with over multiple transactions in multiple states. When they moved to Movement, we were happy to move our business with them! Thanks team for the proactive updates and for how easy...
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Reply from Jim Murphy
December 11th, 2025 07:16 PM
Thank you for the 5-star review! It was a pleasure working with you.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235