

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
The efficient way the process was completed and the helpful guidance this team provided was outstanding!!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Could more ask for a person to have worked with. Simply any from start to closing.
Reply from Owner
September 29th, 2025 12:00 AM
We love seeing your 5-star review, Rich. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Susan B
Reply from Owner
September 29th, 2025 12:00 AM
We love seeing your 5-star review, Susan. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
There was a lot of communication and support. Things detailed finely and scheduled accoridngly. Thanks again!
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Absolutely wonderful we worked with Christina, and she stayed with my family and I every step of the way. She answered any and all questions we put to her. And calmed us down when nerves got to high. Anytime my friends ask about anything to...
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Reply from Owner
September 29th, 2025 12:00 AM
Thank you so much for your kind words, Nicholas. You’re absolutely right: Christina is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback,...
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nos explicaron muy bien y aclararon algunas dudas que teníamos, gracias a Joana por la ayuda
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Gracias a Joana por la ayuda muy amable
The agility on the pricess
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
read more
quick response time! worked hard and after hours to make our deal happen!
Reply from Jhoana Rios Kerley - USA Mortgage
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Responsiveness, explainin, and working to ensure completion
Reply from Jhoana Rios Kerley - USA Mortgage
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
read more
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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