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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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    Chloe M
    Posted on October 18th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Chloe M
    Reply from Owner
    November 16th, 2025 12:00 AM
    We love seeing your 5-star review, Chloe. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Shawn Y
    Posted on October 17th, 2025 12:00 AM
    Michelle is an outstanding mortgage lender whose professionalism, expertise, and dedication truly set her apart. From the very first conversation, she takes the time to understand her clients’ goals, financial situation, and comfort level—ensuring...
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    Reply from Owner
    November 16th, 2025 12:00 AM
    Thank you so much for your kind words, Shawn. You’re absolutely right: Michelle is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and...
    read more
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    Garry H
    Posted on October 11th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Garry H
    Reply from Owner
    October 16th, 2025 12:00 AM
    We love seeing your 5-star review, Garry. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Nancie B
    Saint Louis, MO
    Posted on October 10th, 2025 09:10 PM
    It went quickly
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Charles D
    Posted on October 10th, 2025 12:00 AM
    USA Mortgage has excellent service throughout the entire loan process. Dave Perry was professional and very helpful. He got the loan done fast. Highly recommend.
    Reply from Owner
    October 16th, 2025 12:00 AM
    Thank you so much for your kind words, Charles. You’re absolutely right: Dave is an exceptional Mortgage Loan Originator and he really cares about his clients! The entire team here at USA Mortgage is delighted to hear your feedback, and we’re...
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    Nancie-Renee B
    Posted on October 10th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Nancie-Renee B
    Reply from Owner
    October 16th, 2025 12:00 AM
    We love seeing your 5-star review, Nancie-Renee. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Sheri S
    Posted on October 8th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Sheri S
    Reply from Owner
    October 16th, 2025 12:00 AM
    We love seeing your 5-star review, Sheri. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Tamarah P
    Posted on October 4th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Tamarah P
    Reply from Owner
    October 16th, 2025 12:00 AM
    We love seeing your 5-star review, Tamarah. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
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    Noel L
    Posted on September 21st, 2025 12:00 AM
    If you need a lender, Christina Marie Anthony @ USA Mortgage is your lady! With Christina and her fantastic team, you'll be in your new home before you know it!!
    Reply from Owner
    October 16th, 2025 12:00 AM
    Thank you so much for your kind words, Noel. You’re absolutely right: Christina is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and...
    read more
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    Larissa J H
    Granite City, IL
    Posted on September 19th, 2025 03:01 PM
    The team was friendly readily available when questions or unsurety arose all were easy to work with and gave immediate clarity. Wes was concise and fun Robert also on point they made me feel comfortable and confident. I appreciate everyone...
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    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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  • 10 of 608
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.