

Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Wow! The service we received from Christina with USA Mortgage was outstanding! She constantly was checking in with us, explaining every step of our home buying process & making certain we were not overwhelmed. I even told her she made me want...
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Reply from Owner
September 29th, 2025 12:00 AM
Thank you so much for your kind words, Beth. You’re absolutely right: Christina is an exceptional Mortgage Loan Originator and she really cares about her clients! The entire team here at USA Mortgage is delighted to hear your feedback, and...
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Y'all help a lot
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Everything
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Nate J
Reply from Owner
September 29th, 2025 12:00 AM
We love seeing your 5-star review, Nate. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Lucy D
Reply from Owner
September 29th, 2025 12:00 AM
We love seeing your 5-star review, Lucy. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
Michelle was very informative, full of wisdom, super attentive, and she even called me backon weekends when needed. Her team was great! Liz was AMAZING at helping to make sure we had the correct documents and how to get them. Overall great...
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Reply from Owner
September 29th, 2025 12:00 AM
I can’t wait to share your kinds words with the team, Cody. We are so thankful to receive such a great review from you and to hear how you enjoyed working with us on your mortgage. We look forward to working with you again in the future.
Very good service
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
The communication from you and the whole team was exceptional from start to finish!! Although you took me on at short notice, the the process with you and team opposed to how I started a year and half ago made so much more comfortable. Everyone...
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Communication was key. Fast, steady process.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you for your feedback but I'm sorry to hear that there were some areas that could have been improved. I'll take your feedback into consideration and work to make the process even better for future clients!
Jhoana and her team were amazing they were always there for us.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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