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Jhoana Rios Kerley - USA Mortgage - Mortgage Loan Originator in Arnold, MO

Jhoana Rios Kerley - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
95%
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4%
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1%
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Reviews from Web
  • Encompass
    S
    Stephen S
    PARK HILLS, MO
    Posted on August 26th, 2025 04:37 AM
    Despite all my worry, they were able to pull through and get things signed and completed on an incredibly short time table.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    Leonard A
    Posted on August 26th, 2025 12:00 AM
    Mi experiencia en esta compañía fue muy buena ,atención y la verdad muy feliz que pude cumplir mi sueño.
    Reply from Owner
    September 29th, 2025 12:00 AM
    Reading that you had a 5-star experience at USA Mortgage is what we strive for, Leonard. We’re driven with a passion for always improving the mortgage process by finding the right types of loans, with rates that work for you. We really appreciate...
    read more
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    K
    Karbuncle
    Posted on August 26th, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Karbuncle
    Reply from Owner
    September 29th, 2025 12:00 AM
    We love seeing your 5-star review. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
  • Encompass
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    Leonard A
    SAINT LOUIS, MO
    Posted on August 25th, 2025 05:23 PM
    Una buena experiencia super
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
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    Laurie K
    DARDENNE PRAIRIE, MO
    Posted on August 24th, 2025 04:17 PM
    Everyone was very helpful in assisting me with getting the needed information to you and the title company
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
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    Evandia J P
    GRANITE CITY, IL
    Posted on August 22nd, 2025 08:20 PM
    The team. They made me feel comfortable,Even though I had,No idea how to do certain things.
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Krystal I
    Posted on August 21st, 2025 12:00 AM
    Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Krystal I
    Reply from Owner
    September 29th, 2025 12:00 AM
    We love seeing your 5-star review, Krystal. Thank you for choosing USA Mortgage to be your Mortgage Loan Originator. Hope to see you again!
  • Encompass
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    Danette C
    O FALLON, MO
    Posted on August 9th, 2025 05:14 PM
    Answering my emails, text and phone call when I need to understand the process. Thank you all for helping during my first by myself home purchase! Danette Carr
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Danette
    Posted on August 9th, 2025 12:00 AM
    The worked with each team member from the first pre-approval until signing at closing. Each work with me on my time schedule as I worked with them during the day at work, at 8 pm or the weekend. Each member very dedicated! Thank you!!! 😊
    Reply from Owner
    September 29th, 2025 12:00 AM
    I can’t wait to share your kinds words with the team, Danette. We are so thankful to receive such a great review from you and to hear how you enjoyed working with us on your mortgage. We look forward to working with you again in the future.
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    Javier R
    SAINT LOUIS, MO
    Posted on August 4th, 2025 02:12 PM
    Keep in touch with information at all times friendly to
    Reply from Jhoana Rios Kerley
    November 6th, 2025 11:31 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • 21–30 of 608
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Senior Mortgage Loan Officer
      Jan 1st, 2018 - Current

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 240547
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.