Jhoana Rios Kerley - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Jhoana was easy to work with! Great at communicating and worked around the clock to get our house closed on time!
Reply from Owner
September 29th, 2025 12:00 AM
Lauren, we love hearing that you had a spectacular mortgage process with us. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences...
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Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Z H
Reply from Owner
September 29th, 2025 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
Your immediate attention and response to our doubts.
Reply from Jhoana Rios Kerley - USA Mortgage
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Arianna S
Reply from Owner
September 29th, 2025 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
Jhoana Rios Kerley - USA Mortgage has received a review with 5 star rating from Shawn Z
Reply from Owner
September 29th, 2025 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Shawn. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
As a first time homeowner USA Mortgage broke the process down for me to understand, which made everything so much easier. I'm looking forward to doing this again with Jhoana and her team. Thank you guys. The family and I are happy
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Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Easy process, tons of options and you ensured we knew the pros and cons of our decission.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
johanna and her team worked hard to get is us through the process. Explaining everything that we asked in good simple details.
Reply from Jhoana Rios Kerley
November 6th, 2025 11:31 AM
Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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Great place and great people that is ready and prepared to make your hard work a reality and get you and your family in your new home.
Reply from Owner
September 29th, 2025 12:00 AM
The USA Mortgage team is thrilled to hear you had a 5-star experience on your mortgage loan with us. We appreciate you choosing USA Mortgage to join you in finding your dream home and can’t wait to see you again!
Great experience!
Reply from Owner
September 29th, 2025 12:00 AM
We are so grateful to hear you loved working with USA Mortgage, Dontrey. We appreciate you choosing USA Mortgage for your home loan and we are here for you anytime. We hope to see you again for many years!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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Positions
- USA Mortgage - Senior Mortgage Loan OfficerJan 1st, 2018 - Current
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 240547
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