Jeffrey Rickard
Loan Officer | NMLS# 292600
University of Colorado Boulder
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jeff has a vast Knowledge when it comes to lending, He is easy to work with, Great with communication and gets things done when others can't. 10/10 recommend.
Working with Jeff was wonderful, He made sure that we understood everything that was going on with our refinance. His team made us feel comfortable in many ways. In my opinion the communication was always open. I would send him an email over...
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Jeff has helped us with 2 home purchases and a refinance as well. Most recently, Jeff really helped us out in an ever changing market. We had to move fast and be flexible and Jeff was there on the spot anytime of day ready to help. He has a...
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Reply from Jeff Rickard, Universal Lending, NM...
June 6th, 2022 10:42 PM
Thanks Zachariah for the wonderful review of Jeff Rickard Team at Universal Lending. We appreciate you taking time to leave your feedback and we look forward to seeing you again soon!
Jeffrey Rickard has received a review with 5 star rating from Matt K
Reply from Owner
March 28th, 2022 07:08 PM
We're happy to hear you had an awesome time with us at Jeff Rickard Team at Universal Lending! Thanks for sharing your experience. We hope you stop by and see us again soon.
Jeff and his team are freaking amazing! They were so informative and always on top of things. I could not have asked for better experience when buying my first home!
Reply from Owner
March 28th, 2022 07:08 PM
Hey there, thanks for the kind words! We're thrilled to hear how much you enjoyed your experience with us and we hope to see you again at Jeff Rickard Team at Universal Lending.
As we know, the home buying process can be nerve racking. Jeff and his team created a comfortable experience in numerous ways.The main being communication, which in my opinion is the most important; it allowed me to stay on top of and understand...
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Reply from Owner
March 28th, 2022 07:08 PM
Hello and thank you for taking the time to share your detailed feedback! We are thrilled to hear that you have nothing but amazing things to say about our team at Jeff Rickard Team at Universal Lending and what we offer.
Jeff made the home buying process a breeze! He is everything you want in a lender. Hard working, honest, caring and diligent.
Jeff was recommended to me and I would recommend him to anyone needing a lender.
Reply from Jeff Rickard, Universal Lending, NM...
March 28th, 2022 07:09 PM
Thank you, Sue. We appreciate your kind review of Jeff Rickard Team at Universal Lending and hope you will visit again soon. Take care.
Jeff has done many loans for me and he always make the transactions smooth. He has put together deals that other Lenders could not. My clients love how he puts them a ease during a stressful time. I highly recommend Jeff.
Reply from Owner
March 28th, 2022 07:09 PM
We're grateful to know that your experience with us was an amazing one! We're always happy to hear appreciation from our customers. We look forward to seeing you again soon at Jeff Rickard Team at Universal Lending.
Jeff is the best lender in Denver! Clients love his videos! Very informative! Give him a call for the latest in loans and he will take great care of you!
Reply from Owner
October 11th, 2018 02:57 PM
Thanks Pam! Your the best realtor in Kansas.
Just closed on my loan last Friday. It was a simple and easy process for a VA loan. The team communicated effectively the entire time and really helped to alleviate any stress I was feeling while going through the process. It was my first home...
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Reply from Owner
October 11th, 2018 02:58 PM
Very proud of you for buying your first house. God bless Grandpa.......and don't miss a payment!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, JUMBO, and conventional residential mortgages
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Education
- University of Colorado BoulderBiology/Biological SciencesBachelor of Arts (BA)
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 292600
Hobbies
- Golf, western Americana Lifestyle
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.