Jeffrey Rickard
Loan Officer | NMLS# 292600
University of Colorado Boulder
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jeff is a total professional I would highly recommend him to all my friends and family. And he's a man of faith Godbless you, J
Reply from Jeffrey Rickard
October 22nd, 2025 07:01 PM
God bless you, Tony. Thank you so much for the review. I know you are in the right place!
So I am not the best with Computer Technology so this is 2 months overdue but I wanted to say how Pleased I am that I had the Pleasure of working with Jeff and his team ( Kimberly ) on the purchase of my new Condominium. From our 1st meeting...
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Reply from Owner
October 22nd, 2025 07:02 PM
Paul, it's great to read that you're pleased with the experience. Navigating such an important process can be challenging, and I'm glad Kimberly and I could support you throughout. Your appreciation means a lot. Don’t hesitate to reach out...
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Jeff is super professional and responsive! I highly recommend him!
Reply from Owner
October 22nd, 2025 07:03 PM
I'm pleased to know you found my services professional and responsive. Your recommendation means a lot to me. If there's ever anything else I can assist you with, please don't hesitate to reach out.
Jeffrey made the loan process very easy!
Reply from Jeffrey Rickard
July 9th, 2025 07:57 PM
Margret, I'm delighted to hear that the loan process was easy for you. Making sure everything goes smoothly is important to me, and I’m glad I could assist you effectively. If you have any more questions or need anything else, don't hesitate...
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Jeff was a great communicator and made the entire process very easy.
Reply from Jeffrey Rickard
July 9th, 2025 07:57 PM
Joseph, I'm really glad to hear that you found the communication and overall process smooth. Making things easier for you is always my goal, and it's great to know that I could help make that happen. If you ever have more questions or need...
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Jeff's knowledge and willingness to best utilize our money/concessions was second to none. He was communicative during every step of the process. Absolutlely will recommend to friends and family! His relationships with realtors and other pieces...
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Reply from Jeffrey Rickard
June 6th, 2025 06:31 PM
Thank you so much for this review. It is so important these days. Loved working with the two of you as well!!!
Jeffrey Rickard has received a review with 5 star rating from CptBryson
Reply from Owner
July 14th, 2025 03:59 PM
CptBryson, I'm pleased to know you had a positive experience working with me. Ensuring that everything is straightforward and stress-free is a priority. If there’s ever anything else you need or if questions come up, don't hesitate to contact...
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Jeff was awesome! Being a first time home buyer and doing a private sell without a realtor was easier than I thought thanks to Jeff's help! Jeff was there anytime to help me with anything I needed and got my loan completed with a quick deadline....
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Reply from Owner
April 19th, 2025 11:09 PM
Thank you SO MUCH! I loved working with you.
Outstanding Loan OfficerI had the pleasure of working with Jeff as my loan officer, and I couldn’t be more satisfied with the experience. From start to finish, he made the entire process seamless and stress-free. He was extremely knowledgeable,...
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Reply from Owner
March 18th, 2025 04:07 PM
Thanks so much Jennette. I loved working with you. You were so proactive and I loved your journey.
We were incredibly fortunate to have Jeff guide us through the lending process of purchasing our first home. His expertise, professionalism, and transparent communication were invaluable, particularly as this was a complicated and difficult...
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Reply from Owner
March 4th, 2025 07:42 PM
so grateful for this review. You two were awesome too. Definitely a "all hands on deck" transaction.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA, VA, JUMBO, and conventional residential mortgages
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Education
- University of Colorado BoulderBiology/Biological SciencesBachelor of Arts (BA)
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 292600
Hobbies
- Golf, western Americana Lifestyle
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.