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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Jeff and his team are simply AMAZING!!! from the very begging to the end he was the best!!! Can not thank Jeff and his team enough for everything!!!
Reply from Jeffrey Cruz
December 29th, 2025 08:23 PM
I'm grateful for your kind words, Justin. Knowing that you had a positive experience from start to finish means a lot to me. If there's anything more I can do for you or if you have future questions, please feel free to reach out. Thank you...
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Jeff is the best!! you will not regret him being in your corner. Hope I don't have to buy a home again lol but if I do Jeff will the first person I call and will recommend him to everybody I know
Reply from Guild Mortgage - Jeffrey Cruz
February 17th, 2026 09:21 PM
Justin,
Thanks so much for your kind words and time you spent sharing your thoughts. I am very happy for you and your family and getting you into your home.
As a first-time homebuyer, I was anxious, overwhelmed, and honestly unsure of where to even begin. But from the moment I connected with Jeff Cruz and his incredible team at Guild Mortgage, ever fear I had disappeared. Jeff didn't just guide...
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Reply from Guild Mortgage - Jeffrey Cruz
November 21st, 2025 06:19 PM
Angela, your message is so greatly received and appreciated by myself and my team. We are so very happy everything came together for you and your family. I remember our first conversation and the significance of this purchase of THIS property....
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Jeffrey and his team ensured that the process was easy and enjoyable for everyone involved.
Reply from Jeffrey Cruz
November 21st, 2025 06:20 PM
Hi Andie, I'm so grateful for your positive review. I always love working with you and George. Ensuring a smooth and enjoyable process is always my goal, and I'm happy to hear that you had such an experience. Should you have any questions or...
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An amazing and professional treatment
Reply from Jeffrey Cruz
November 12th, 2025 08:48 PM
It's great to hear that you experienced professional treatment. Providing a positive experience is something I aim for with every client. Should you have any future inquiries or need assistance, please don’t hesitate to contact me. Thank you...
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We were updated on everything. Jeff was very kind in explaining the whole process. It never felt overwhelming.
Reply from Jeffrey Cruz
November 11th, 2025 07:16 PM
I'm glad to know that you felt well-informed throughout the process, Silvia. Making sure everything is clear and manageable is important to me, and it's great to hear that my explanations were helpful. If you ever have more questions or need...
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Every client I have referred to you has been very pleased with your team's professionalism, their friendliness, the way you work together so well to assist your clients and the overall way things are handled. I, as a Reator, greatlly appreciate...
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Reply from Guild Mortgage - Jeffrey Cruz
October 28th, 2025 06:39 PM
Hi Tina! Thank you very much for taking time to share your thoughts/experience. It means alot for the trust you've placed in me to take care of your clients. Working closely with partners like you to ensure everything is handled efficiently...
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Mr. Cruz and his team at Guild Mortgage do an OUTSTANDING job of taking care of my clients and working with me to make the process as stress free and as professional as possible because my cleints deserve it. I refer this lender/team to every...
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Reply from Guild Mortgage - Jeffrey Cruz
November 21st, 2025 06:21 PM
Thanks Tina for the great feedback and support through the years. It's always a pleasure working with you and the professionalism you bring to the table to make sure your clients are well taken care of. You're a rockstar in the eyes of me and...
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Hard to find some of the things they needed
Reply from Jeffrey Cruz
October 28th, 2025 06:40 PM
Hi George, thanks for the 5 star review. I know the documents requested can be alot when getting a mortgage. I appreciate your patience throughout and letting me help you again all these years since the last purchase you made.
Very good
Reply from Guild Mortgage - Jeffrey Cruz
October 21st, 2025 06:28 PM
Jan, thank you for your positive feedback. I enjoyed working with you and a few of our conversations. You obviously are very good at what you do. Thanks for taking time to give the positive feedback. I'm glad to know you found everything to...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery
Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.