Top 5%
Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
We worked with Chantel Fritz, she was very knowledgeable and great attitude. She answered all our questions. We never felt like we were a bother or asking dumb questions. Everyone we came into contact with through Guild was very helpful and...
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Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:17 PM
Richard, thanks for sharing your thoughts and congratulations on your home purchase. We appreciate the trust you have placed in us.
Jeff and Chantel are the bomb.com
Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:17 PM
I'm super grateful to have the opportunity to work with you for all these years. Looking forward to making more dreams come true!
Highly recommend Jeff Cruz and his team. They've helped me with 4 houses in San Antonio over the years!
Reply from Owner
September 15th, 2026 08:18 PM
Hey Christian, it's an honor to have been able to assist you with your real estate over the years. I appreciate the trust you have placed in me and my team.
Everyone on the team is fantastic
Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:19 PM
I'll be sure and share that with the team! Thank you Christian.
Thank you so much, Chantel! It was a pleasure working with you; we truly appreciate the exceptional service you provided.
Reply from Owner
September 15th, 2026 08:20 PM
Jaime, Thanks for sharing your feedback!
CHaNTeL ... THaNK YoU ! 😀
Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:19 PM
I'll pass it on to her Jaime! We appreciate the opportunity to assist you.
One of the best, show you everything upfront, of course it was estimated but it was about 99% close to what the PITI was at closing. I would recommend 100% of the time.
Reply from Owner
September 15th, 2026 08:20 PM
Jerome, thanks for trusting us with your home loan. Congratulations on your purchase and all the great things to come.
Chantel Fritz was awesome!!!!!
Reply from Jeffrey Cruz
August 31st, 2026 01:18 PM
I'm pleased to hear that you had a positive experience with Chantel, Jerome. Thank you for sharing your feedback!
It is always a pleasure to work with Jeff and Chantel. They make everything go smoothly. We asked to close sooner and they absolutely did!
Reply from Jeffrey Cruz
August 20th, 2026 06:43 PM
I'm grateful for your kind words, Martha. It's great to know that Chantel and I could help facilitate a smooth process and meet your request for an earlier closing. Thank you for trusting us with your mortgage needs at Guild Mortgage.
We have been clients of Jeff Cruz and bought our first home. We are now looking into buying our second home. This is an excellent mortgage company.
Reply from Jeff Cruz Team at Guild Mortgage
September 15th, 2026 08:21 PM
Renee, thanks for sharing your feedback. It's an honor to help you again.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery
Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.