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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Respond faster, guidance on time, Respond to all questions about the process, available all the time and make the process easier to understand.
Reply from Guild Mortgage - Jeffrey Cruz
March 3rd, 2026 04:45 PM
I appreciate your feedback, Cindy. I'm glad to know that my accessibility and efforts to provide clear guidance throughout the process made a positive impact. Ensuring you feel well-supported and informed is important to me. If you ever have...
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Everyone I spoke to personable, kind, knowledgeabl, and prompt
I appreciate the in this business
I also loved how thorough communication was
Reply from Guild Mortgage - Jeffrey Cruz
February 20th, 2026 08:51 PM
Hi Kristie, thanks for the time spent sharing your experience. I always appreciate working with a professional like yourself on the listing side of the transaction. Very responsive and always engaged. I can see why your clients work with you....
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Jeff is great to work with, easy to get a hold of and has great rates and wonderful experience for his clients.
Reply from Guild Mortgage - Jeffrey Cruz
February 20th, 2026 08:53 PM
Brad! Thanks for sharing your thoughts on working with me and my team. As always, we appreciate the opportunity to work with you and your clients to keep making those great experiences for all of them.
Chantel was amazing to work with
Reply from Guild Mortgage - Jeffrey Cruz
February 20th, 2026 08:54 PM
Hi Liset, thanks for taking time to share your thoughts on working with us. Chantel IS amazing and we appreciate you and the opportunity to help you and your family.
I know from past experience that Jeff is a consumate professional and when I decided to get another mortgage loan, he was the only person that I trusted to get it done expeditiously and right!
Reply from Jeffrey Cruz
February 13th, 2026 02:49 PM
It's great to hear this from you, Eric. I'm pleased to have earned your trust and I appreciate your recognition of my commitment to professionalism. If you have any further questions or need assistance in the future, please don't hesitate to...
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I highly recommend Jeff Cruz and his team at Guild Mortgage to provide the best mortgage options and provide a seamless experience throughout the process. They can be trusted to look out for the buyers best interest and expedient, professional...
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Reply from Guild Mortgage - Jeffrey Cruz
February 17th, 2026 09:18 PM
Eric, thanks so very much for taking a few minutes to write such a strong recommendation. I appreciate the opportunity to help you and look forward to our continued relationship.
Jeff and his entire team are wonderful to work with. Always responsive and patient. Answering all questions and truly working for you. I can recommend more highly!
Reply from Guild Mortgage - Jeffrey Cruz
February 17th, 2026 09:19 PM
HI Deana, thanks for allowing us to help you again. You are a model client and friend to me, and I am very happy for you in this next step in your journey. Looking forward to staying in touch.
Jeff and his team were amazing
Reply from Jeffrey Cruz
January 15th, 2026 07:51 PM
I appreciate your positive feedback, Jason. Knowing that you found my team and our work to be remarkable is very rewarding. If you have any additional questions or need further assistance, please feel free to get in touch.
I had a fantastic experience with Guild Mortgage, Jeffrey and the entire team made the process as easy as possible. They communicated clearly and in a timely manner, answered my questions many times before I even asked, and followed up on important...
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Reply from Jeffrey Cruz
February 17th, 2026 09:20 PM
Hi Randy, thanks for sharing your experience. I know the significance of these decisions, and I am honored you allowed me to help you. Looking forward to staying in contact with you.
You kept me well informed.
Reply from Guild Mortgage - Jeffrey Cruz
January 1st, 2026 03:23 PM
I appreciate your feedback, Sue. Keeping you well informed is a priority for me, and I'm pleased to know it made a difference in your experience. If there are any other questions you have or anything further I can assist with, please feel free...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
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Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.