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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Jeff was amazing and we have already referred him to friends in the area.
Reply from Guild Mortgage - Jeffrey Cruz
April 22nd, 2026 05:10 PM
Nick, thanks for sharing your experience and the referral. I appreciate the trust you place in me.
Best service great help very informative when asked questions great people to work with
Reply from Guild Mortgage - Jeffrey Cruz
April 22nd, 2026 05:11 PM
Damon, thanks for message and hope yall are enjoying the home!
Jeff and his team are always amazing to work with.
Reply from Jeffrey Cruz
April 16th, 2026 04:16 PM
I'm grateful for your kind words, Marion. It's appreciated to know that you consistently have a positive experience with my team and me. If you ever need assistance or have questions in the future, don't hesitate to reach out.
Great people to help with loan
Reply from Owner
April 22nd, 2026 05:11 PM
Thank you again, Damon!
Jeffrey was amazing to work with and such a great help walking u through the Loan process
Reply from Jeffrey Cruz
April 16th, 2026 05:08 PM
I'm glad to hear that you found my assistance helpful during the loan process, Damon. It was a pleasure working with you, and I'm here if you have any further questions or need assistance in the future.
Getting to the closing on time and stress free is a great thing and much apprciated
Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:26 PM
Thanks for the feedback and congratulations!
His team provided updates and handeled the process in a very efficient and timely manner. From beginning to end it was a very smooth process.
Reply from Jeffrey Cruz
April 3rd, 2026 12:47 PM
Thank you for sharing your positive experience, James. It's essential for me to ensure that the process goes smoothly and efficiently, and I'm pleased to know that it met your expectations. If you have any more questions or need further assistance,...
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Guild Mortgage should be your only choice. Impeccable team worked with diligence to meet my short timeline.
Reply from Owner
March 5th, 2026 07:55 PM
Matt, thanks for sharing your experience. I appreciate the opportunity to help you such an important decision.
The online reviews are real. The customer service was extremely efficient. Jeff's team worked like a well-maintained machine. Communication with the team was always crystal clear.
Reply from Guild Mortgage - Jeffrey Cruz
March 5th, 2026 04:29 PM
Matt, Thank you for your kind words. I'm glad to hear that you found our customer service efficient and our team's communication clear. If there's anything more I can do for you, please don't hesitate to reach out. I'm very happy for the successful...
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Guild Mortgage - Jeffrey Cruz has received a review with 5 star rating from Cindy D
Reply from Owner
March 3rd, 2026 04:46 PM
Thank you again for the positive rating, Cindy. If you have any questions or need further assistance, feel free to reach out.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery


Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.