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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Top notch from start to finish
Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:21 PM
Thanks Katie! We appreciate you.
Guild Mortgage - Jeffrey Cruz has received a review with 5 star rating from Marisa J
Reply from Owner
September 15th, 2026 08:22 PM
Thanks for the 5 star review!
Thank you for the weekly updates and for promptly returning my call when I had a question. Closed on time and everything went smoothly.
Reply from Jeffrey Cruz
August 10th, 2026 12:39 PM
I appreciate your feedback, Marisa. I'm glad to hear that the weekly updates and timely communication were helpful to you, and that everything went smoothly with your closing. Thank you for choosing me to assist with your mortgage needs.
I have already referred another buyer to Jeff. Appreciate how he handled a first time homebuyer. Professional and friendly.
Reply from Jeffrey Cruz
August 10th, 2026 08:38 PM
Thank you, Patsy, for your recommendation and for referring another buyer to me. I'm pleased to hear that my professional and friendly approach was helpful for a first-time homebuyer. If there's anything else I can assist with, please feel...
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Working with this lender was an absolute pleasure! From start to finish, they were knowledgeable, responsive, and truly went above and beyond to ensure a smooth transaction. Their communication was excellent, and they made the lending process...
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Reply from Jeffrey Cruz
August 5th, 2026 12:25 PM
I'm glad to hear about your positive experience, Rose. It's wonderful that the process felt seamless and that communication met your expectations. As a Realtor, your appreciation means a lot, and I'm thankful for your recommendation. I look...
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Guild Mortgage - Jeffrey Cruz has received a review with 5 star rating from Susana A
Reply from Owner
September 15th, 2026 08:23 PM
Susana! Thank you for your 5-star review!
Mr. Cruz was professional, responsive, knowledgeable, and helped make the refinance experience smooth at a very stressful time. I would not hesitate to recommend him to anyone I know!
Reply from Jeffrey Cruz
August 3rd, 2026 04:36 PM
I'm grateful for your kind words, Susana. It's good to know that I could help make your refinance experience smooth during a stressful time. Your recommendation is truly appreciated.
Jeffrey was very responsive him and his support team answered questions quickly. All were very pleasant to work with.
Reply from Guild Mortgage - Jeffrey Cruz
September 15th, 2026 08:24 PM
Thank you, Sandra, for your feedback. We appreciate your insight and kind words.
Guild Mortgage - Jeffrey Cruz has received a review with 5 star rating from Heather M
Reply from Owner
September 15th, 2026 08:24 PM
Heather, thank you for your 5-star review!
I was impressed with the professionalism of Jeffrey and his team. You deal with alot of people when buying a house. Jeffrey surpassed them all in professionalism. I would definitely recommend him to anyone I know who is looking to purchase...
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Reply from Jeffrey Cruz
June 16th, 2026 01:26 PM
Thank you for your kind words, Heather. I'm pleased to hear that you found my professionalism noteworthy during the home-buying process. Your recommendation is greatly appreciated, and I'm glad I could make a positive impact.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
Gallery


Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.