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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
This is my second time financing with Jeff and his team and I had such a great experience. They listened to what I needed and were able to refinance my home at a much lower rate and payment. Thank you!!
This is my second time financing with this team and I had such a great experience. They listened to what I needed and were able to refinance my home at a much lower rate and payment. Thank you!!
Reply from Jeffrey Cruz
November 5th, 2024 10:32 AM
I'm thrilled to hear that you had a great experience refinancing your home with us for the second time, Haley! Your satisfaction is the highest form of appreciation for us at Guild Mortgage. We always strive to listen and provide the best possible...
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I have nothing to say.
Reply from Jeffrey Cruz
October 31st, 2024 05:17 PM
I appreciate your 5-star rating, Kyle! Even though you mentioned you have nothing to say, it's clear that your experience with us at Guild Mortgage was a positive one. Thanks for choosing us for your purchase loan. If you need any further assistance,...
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Jeff and his team are my go-to when recommending a loan officer for my real estate clients. They provide excellent service with high integrity.
Reply from Jeffrey Cruz
October 27th, 2024 02:07 PM
I'm incredibly grateful for your generous review, Jennifer. It's always a pleasure to work with you and your real estate clients. I'm glad to hear that you find our service excellent and that you appreciate the emphasis we put on integrity...
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Jeff and his team are my go-to when recommending a loan officer for my real estate clients. They provide excellent service with high integrity.
Reply from Jeffrey Cruz
August 6th, 2025 07:33 PM
Jennifer you are awesome, and your clients are lucky to have you. Thanks for being such a great partner and friend. I appreciate you.
Transparency is key and valuable in this business. The communication level and expertise was evident. Everyone was happy!
Communication is key in this business and it's evident whether barriers come up or not, this mortgage team translates effectively. Transparency is valuable. Kept my buyer in the loop along with all parties.
Reply from Jeffrey Cruz
October 16th, 2024 10:43 PM
Ben, thanks for your input and taking time out to write it. Your ability to care for your clients from start to finish and after the transaction is what separates you from all others. It's always and honor to work with you to help grow your...
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Jeff did a great job!
Reply from Jeffrey Cruz
October 18th, 2024 01:39 PM
I'm thrilled to hear that you're satisfied with the service provided, Faith. It was my pleasure to assist you with your refinance. Your positive feedback means a lot to me and the Guild Mortgage team. If you need any further assistance, don't...
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Jeff and his team made me home buying a breeze!
Reply from Jeffrey Cruz
October 14th, 2024 12:58 PM
I'm thrilled to hear that you found the home buying process to be a breeze, Casandra! It was a pleasure to work with you on your purchase. My team and I at Guild Mortgage always strive to offer the best service to our clients. Your 5-star rating...
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This team worked very hard to get us into our dream home. We truly appreciate all the effort and hard work. Great team.
Reply from Jeffrey Cruz
October 11th, 2024 03:35 AM
I'm really glad to see that you're satisfied with our service, Michelle. It was a pleasure to assist you in purchasing your dream home. We at Guild Mortgage always strive to work hard and make the process as smooth as possible for our clients....
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
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Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.