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Guild Mortgage - Jeffrey Cruz
Branch Manager | NMLS# 225971

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Working with Jeff is super easy. I have done several mortgages with him. I highly recommend him!
Reply from Jeffrey Cruz - Guild Mortgage
August 6th, 2025 07:27 PM
Ted! I really appreciate your positive feedback and recommendation. It's been a pleasure working with you for the past 15 year and several mortgages. I'm happy to hear that you found the process easy. If there's anything else I can assist you...
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I am thrilled to share my outstanding experience with Jeff Cruz as a mortgage broker! Having worked with him close to a dozen times, I can confidently say that his expertise and dedication set him apart in the industry. Jeff is not only incredibly...
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Reply from Jeffrey Cruz
August 6th, 2025 07:29 PM
Johnnie, my apologies I missed this message and am jus not responding. I truly appreciate you taking the time to share your experience. I know it's been many years ago since your first conversation and I remember it well. It's rewarding to...
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Jeffrey Cruz, became friends with my clients. He was extremely patient with my first time home buyers, they loved the fact that he would call them and keep them updated step by step. Jeff got us to the finish line and showed that he truly cares...
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Reply from Jeffrey Cruz
November 24th, 2024 09:29 PM
I'm extremely pleased to hear such kind words, Mandy. It was truly a pleasure to help your clients navigate the home buying process. Keeping them updated and seeing them through to the finish line was my utmost priority. I genuinely care for...
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Great team and very quick.
Reply from Jeff Cruz Team at Guild Mortgage
August 6th, 2025 07:30 PM
Thanks Kat for the input and 5 star review! Means alot for you to take the time to share.
Chantel and Beverly were amazing! The only issue I have is the appraisal took forever. It seemed like we were never going to close because the dates would change not saying it's anyone's fault. And who ever did the survey had to come back out...
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Would highly recommend. Jeff and the team were there from start to finish.
Reply from Jeffrey Cruz - Guild Mortgage
August 6th, 2025 07:31 PM
Joel, thank you so much for the recommendation and for taking the time to share your experience. Hope you are loving your home!! I’m really pleased to hear that you felt supported from start to finish. If there’s anything else I can help you...
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We are so happy with guild mortgage! Jeff and his team was very responsive & kept us updated weekly throughout the entire process.
Reply from Jeffrey Cruz
November 7th, 2024 06:13 PM
I'm thrilled to hear about your positive experience with Guild Mortgage, Angelina. Your kind words are greatly appreciated. Ensuring a smooth and transparent process is a top priority for my team and I, so knowing we were successful in doing...
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Jeff made the whole experience great.
Reply from Jeffrey Cruz
November 7th, 2024 05:51 PM
I'm thrilled to hear that your experience with the Streamline Refi process was a positive one, Theodore! At Guild Mortgage, we continuously strive to provide the best service possible, and your kind words are a testament to that effort. Thank...
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Being there from start to finish is all we can ask for so thank you again!
Reply from Jeffrey Cruz
November 7th, 2024 05:04 PM
I'm thrilled to hear that you were satisfied with the service you received, Joel! Your kind words mean a lot. I'm glad I could be there for you from start to finish throughout the purchase process. It was a pleasure working with you. If you...
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Jeff Cruz and Guild Mortgage made the entire process of refinancing a great experience!
Reply from Jeffrey Cruz
August 6th, 2025 07:31 PM
Ted! Thanks again for the 5 star review. I appreciate your business for all these years and our friendship as well.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Home Loans
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage - Originating Branch ManagerJul 3rd, 2023 - Current
Memberships
- National Institute of Financial Education
- San Antonio Bar Association
- Divorce Lending Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 225971
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Achievements
- 2025 San Antonio Magazine Top 50 LO's
- Scotsman Guide, Top Originators in the United States 2019, 2020, 2021, 2022, 2023
- San Antonio Business Journal Top 25 Loan Officers in San Antonio, 2017
Hobbies
- Guitar
- Family
- Running and exercise
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Disclaimer
I am authorized to do business in the states of Florida, Louisiana, Oklahoma and Texas.; NMLS ID: 225971; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.