Jeff Gay - PrimeLending
Branch Manager
The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
I have used Jeff Gay twice in the past 5 years for the purchase of new homes, after he was highly recommended by several co-workers and realtors. Jeff is extremely professional, pleasant and secured me a mortgage at a very low rate, with a...
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Jeff Gay is the easiest Mortgage broker I have ever worked with. He took the time to listen to my needs to determine what will work best for me and communicated throughout the process. I highly recommend him for any mortgage needs and will...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Wilma you were a pleasure to work with too. Enjoy your home!
Jeff Gay in my opinion went above and beyond to process my home mortgage. He kept me informed every step of the way. I would highly recommend him to anyone shopping mortgages or refinance.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Ed it was a pleasure working with you too. This is your last home and I am glad i could help you and your family. Enjoy!
This was my first time buying my own home. It was filled with excitement and anxiety of what was to come because of all of the horror stories I have heard. Not for me! Jeff was so accommodating to my schedule, my time, the fact I needed him...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Kailee - Thank You for the kind words! It was a pleasure working with you too - Enjoy your new condo!
It was a pleasure to work with Jeff Gay and his staff at Integrated Funding. Mr. Gay was responsive to all questions, dependable, and reliable in accomplishing a successful and errorless home purchase. I was most impressed with the turnaround...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Kristie - it was a pleasure working with you too! Thanks for being so easy to work with.
Awesome rates and customer service
Reply from Jeff Gay PrimeLending
March 9th, 2024 03:16 PM
I'm thrilled to hear you had such a positive experience with our services, Ryan. Your satisfaction is our utmost priority at Howard Hanna Mortgage Services and it's great to know we're on the right track. Thank you for the stellar review and...
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Jeff Gay was outstanding in handling my mortgage! I was in a tough spot with another mortgage lender and Jeff came to the rescue. He explained everything thoroughly, always answered my calls in a timely manner, and was able to get it all done...
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I worked with Jeff to get a mortgage for my first home buying experience and I absolutely would work with him in the future when it comes to anything mortgage related. He is honest, extremely responsive, and very good at answering all of my...
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I have worked with Jeff Gay twice now and each time he has gone out of his way to make sure I get every possible break! He is always looking for ways to save his clients money.
“Working with Jeff on the purchase of our first marital home was completely stress-free. He was extremely knowledgeable and professional. Perhaps more importantly, he was patient and thorough in answering our questions and addressing our concerns....
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993
Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
Gallery
Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.