Jeff Gay - PrimeLending
Branch Manager
The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Jeff helped navigate the rest of the closing. Was challenging with dealing with an out of state co signer but he did great!
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:20 PM
I'm glad to hear that I could assist you effectively throughout the closing process, especially with the added challenge of an out-of-state co-signer. Thank you for your kind words and for choosing to work with me.
Jeff went above and beyond to be sure our loan was completed and a first time home buyer got into their home.
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:21 PM
I'm thrilled to hear that you had a positive experience with your loan process. It was a pleasure assisting you as a first-time home buyer, and I appreciate your kind words. Congratulations on your new home!
Everyone has been very professional. All steps of the process were explained and questions answered promptly to assure a smooth and successful experience
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:21 PM
I'm pleased to hear that you found the process professional and that all your questions were answered promptly. It was a pleasure assisting you and ensuring a smooth experience. Thank you for your kind words.
Clients were super happy with his service
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:21 PM
I'm thrilled to hear that your clients were super happy with the service. It was a pleasure assisting them, and I appreciate your feedback.
We appreciated the responsiveness, information and great deal that Jeff was able to get for us.
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:21 PM
I'm thrilled to hear that you appreciated the responsiveness and information provided. It was a pleasure assisting you in securing a great deal. Thank you for your kind words.
Amazing experience
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:21 PM
I'm thrilled to hear that you had an amazing experience, Mason. It was a pleasure assisting you, and I appreciate your feedback. If you have any further questions or need assistance in the future, feel free to reach out.
Transaction was smooth and I was kept informed. Easy deal from contract to close.
Reply from Jeff Gay - PrimeLending
April 8th, 2025 04:21 PM
I'm delighted to hear that the transaction was smooth and you felt well-informed throughout the process. It was a pleasure assisting you from contract to close. Thank you for your positive feedback.
Overall the process went pretty smoothly. Jeff did a great job explaining everything and supporting us through the process.
Reply from Jeff Gay - PrimeLending
April 9th, 2025 05:15 PM
I'm glad to hear that the process went smoothly and that I could provide the support and explanations you needed. Thank you for your feedback, and please feel free to reach out if you have any further questions or need assistance in the future....
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they were really on top of what was needed and by when I am horrible at keeping up with things like that so it was great they were on it
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
Hey James, Thank you so much for the perfect rating and for your kind words. I'm thrilled to hear that you were satisfied with the service you received. At Howard Hanna Mortgage Services, we always strive to stay on top of things for our clients,...
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Excellent communication, explains expectations throughout the process. Jeff works well communicating with me, the Realtor too.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:42 PM
I appreciate your kind words, Jennifer. It's always rewarding to hear that my communication and guidance were helpful throughout your purchasing process. Working alongside you and your Realtor was a pleasure. Thank you for allowing me to assist...
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993
Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
Gallery
Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.