Jeff Gay - PrimeLending
Branch Manager
The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Jeff was extremely accommodating and helpful!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Meghan - thank you for allowing me to be part of your home buying process. It was a pleasure working with you!
Jeff helped explain the current environment and provided best options for our situation. He took the time to answer every question and concern that we had in a thoughtful and elaborate manner. He was always quick to respond and available at...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Artur - it was a pleasure working with you and going over all numbers in full detail. I appreciate you keeping me on my toes and asking the best questions during your home purchase. Enjoy your new home!
Everything!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Graham, pleasure working with you and your team. Super easy transaction for these FTHB. Thank you!
Jeff is super responsive and a great resource. He’s always available to help and goes above and beyond to ensure the deal moves along smoothly. I will continue to recommend Jeff to all my clients.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Always a pleasure working with you Matt Martin! I appreciate your hard work.
I’m a first time home buyer using a VA loan and Jeff made everything as easy as could be, I didn’t have a single issue whatsoever. I heard how stressful buying a house could be from other homebuyers, and I can honestly say, Jeff made it a phenomenal...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Thanks Alan!
Jeff and his team are great to work with. He makes the process as easy as possible. Jeff has closed two loans for me and has used his knowledge of the financial markets to find the best terms possible. I would use Jeff again in the future.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Thanks Howard hope things are well on your end
Jeff and his team were great! We started out with a larger bank, but after shopping it around a bit, Jeff was able to significantly save on closing costs. And very easy and professional to work with. Highly recommend!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Jeremy - it was a pleasure working with you. Thank you for entrusting me with your loan and glad we could save you BIG $$$$$ vs. those big box lenders and branches.
Jeff came in late when our RE agency finance team dropped the ball. With days left in DD and only a few weeks to close, Jeff got us a BETTER rate than we had from the previous provider by .15 or so. PLUS he got us "negative points", in the...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
John, Thank you for trusting me with your loan. I am glad we could get this closed and cleared in 14 days! You were super easy to work with and I appreciate your business. Enjoy your new Condo!
Jeff and his team are truly excellent. My wife and I were first time homebuyers and came by Jeff through a referral by our real estate agent.Not only was he patient with the innumerable questions that we had for him throughout the process,...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Cole - Thank you for the kind words. It was a pleasure working with you too! I am glad we could help your family and I appreciate your service to our country.
Jeff and his team are truly excellent. My wife and I were first time homebuyers and came by Jeff through a referral by our real estate agent. Not only was he patient with the innumerable questions that we had for him throughout the process,...
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993
Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
Gallery
Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.