

Jeff Gay - PrimeLending
Branch Manager


The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
I have referred Jeff to 2 clients that were not satisfied with service they were receiving from their Current lenders! They were impressed with Jeff’s Knowledge and ability to explain explain different options ….Jeff’s communication skills...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
"Thank you so much for your referrals and for sharing your positive experience with Jeff! We greatly appreciate your trust in us and Jeff's expertise. It's wonderful to hear that he was able to provide your referrals with knowledgeable guidance...
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Jeff was incredible. Knowledgeable, professional, transparent and committed to getting the job done! He walked us through the process providing feedback and insight along the way.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
"We're so grateful to hear about your fantastic experience with Jeff. He truly embodies the qualities we value in our team - knowledge, professionalism, transparency, and commitment. It's great to know that he provided you with valuable guidance...
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Jeff was so helpful and always available for questions. He gave me good information and made the entire process less stressful.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
"We're delighted to know that Jeff was able to provide you with the support and information you needed, making the process less stressful. We always aim to be readily available for our clients, and Jeff's dedication to helping you is greatly...
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This is the seventh buyer Jeff Gay assisted us with this year. Jeff was always available to answer any questions or concerns even after regular business hours and on weekends. Great service and communication throughout the transaction. We highly...
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Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Thanks Eddie always a pleasure working with clients with you.
Everyone on the team went above and beyond to make our closing happen on time. I felt cared for and everything went smoothly!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Jessica, it was an absolute pleasure working with Zach and you! The process was easy and I appreciate the opportunity to help your family. Enjoy the new home!
Jeff was very helpful throughout the process and made it seem less
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Zach - thanks you for being such an easy customer to work with. Always here to help if you need anything.
Jeff Gay was always available to answer any questions or concerns even after regular business hours and on weekends.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Eddie is one of the hardest working Realtors I know. He has multiple avenues to help find you the right home @ the correct price.
Jeff Gay he was awesome guy. He always help me with everything I need.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Mamdouh - pleasure working with you and your family. Enjoy your new home!
Jeff was great to work with!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Lili might be the best Realtor in the Triangle. Always available and her knowledge is second to none.
Jeff was great at pinging me whenever an urgent task was available to complete. Always polite and I appreciated he was able to use whatever communications (text/email) were convenient for me.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Charles - thank you for the kind words. It was a pleasure working with you on your new home. Enjoy your new journey!
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993

Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
Gallery


Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.