Jeff Gay - PrimeLending
Branch Manager
The University of Alabama
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Jeff was great to work with! Highly recommend. He was communicative and provided details of every step of the mortgage process. You're in good hands working with Jeff!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Pleasure working with you too!
Jeff was great to work with. As our first home purchase, he made sure we understood everything related to the mortgage process including rates, documents, etc. He was always available for any questions. I can't recommend him enough!
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Emily- pleasure working with you too! Enjoy your new adventure!
Jeff did an amazing job for us. We went contract to close in less than a month. Thanks to all who contributed.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Matt you were the best to work with. I hope you both enjoy your new home!
Jeff did a great job. He updated me as the process moved along and kept in constant contact
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Thanks Eddie and the Eddie Cash Team. Always a great transaction.
Jeff was great to work with and very responsive. I highly recommend him and his team.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Richard thank you - was a pleasure working with you too!
Jeff was very responsive and informative and made sure everything came together as planned and on time.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
I'm thrilled to hear that you were pleased with my services, Richard. Making the mortgage process smooth for my clients is always my top priority. Thank you for taking the time to share your positive experience with Howard Hanna Mortgage Services...
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Jeff was responsive and helped me achieve my goal.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
I'm delighted to hear that you had a positive experience, Shin. Your feedback truly means a lot to me and everyone here at Howard Hanna Mortgage Services. It's always my primary goal to be as responsive and helpful as possible. Thank you for...
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Jeff is great to work with and was incredibly helpful throughout the entire process. He was responsive, talked us through different options and found us a great loan.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Thank you so much for the kind words, Emily. I'm thrilled to hear that you found the process of securing your loan to be smooth and beneficial. It was a pleasure assisting you with your purchase, and I'm glad I was able to find a great loan...
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Jeff Gay is highly motivated, professional and works hard for the best outcome for his clients.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
Thanks Jeffrey - enjoy your new home!
Jeff was by far the most competent, motivated and proactive person involved with my sale/buy. He always working to make this stressful process just a little more tolerable. He is a great asset to your company.
Reply from Jeff Gay - PrimeLending
March 30th, 2025 05:41 PM
"We truly appreciate your kind words about Jeff. He's indeed a valuable member of our team, and his competence, motivation, and proactive approach make a significant difference for our clients. Real estate transactions can be stressful, and...
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About
I'm Jeff Gay, Branch Manager at PrimeLending, a PlainsCapital Company, in Raleigh, NC. I help North Carolina homebuyers, including veterans and military families, buy a home and fix it up with a single loan. My specialties are VA renovation loans (up to 100% financing for eligible veterans), FHA 203(k), Fannie Mae HomeStyle, first-time homebuyers and NC military families. Book a 15-min chat through my website. NMLS #46264 | Company NMLS #13649 | Equal Housing Lender
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
FHA Loan
Doctor Loans
Renovation Loans
Home Equity Lines
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Education
- The University of AlabamaAccounting and Business/ManagementApr 1988 -Apr 1993
Positions
- Howard Hanna Financial Services, Inc. - Federal Mortgage Loan OriginatorApr 1st, 2022 - Feb 28th, 2025
- PrimeLending - Branch ManagerMar 3rd, 2025 - Current
Memberships
- NC Banking Commmission
- Raleigh Mortgage Bankers Association
- NC Commissoner of Banks
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Addresses and Serving Areas
Primary Serving Area
Year Started
2009
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 46264
- I-210079 NC Commissoner of Banks
Gallery
Achievements
- 25 Million in Production Volume for 2025
- 30 Million Production Volume for 2024
- 100% Closed Loan Ratio/Capture rate for submitted files 2025-2024
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Hobbies
- Golf
- Live Music
- Vinyl Record Collector
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Disclaimer
Restrictions apply. All loans subject to credit approval. Borrower may not own other real estate or rely on self-employment to qualify (W-2 or verified fixed income only). Limited to conventional/conforming loan for purchase of primary residence with a 20% down payment. Must submit application and required documentation via online application portal and integrated resources and receive approve/eligible or accept from automated underwriting system. Refinance, investment, VA, FHA, USDA, jumbo, bond, down payment assistance programs, renovation, construction, and brokered out loans are not eligible. Will be subject to property meeting investor requirements. Eligible applications submitted after 1pm local time or on a weekend or company holiday will be deemed submitted the next business day. Unforeseen circumstances excuses lender’s performance. Effective for applications after 11/3/23. Rates, fees, and offer terms subject to change. See https://www.primelending.com/legal-disclosures/1day-advantedge-terms-and-conditions for full details.