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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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As a first time home buyer I was not sure exactly what to expect. The Miltenbeger Team was able to walk me through every step of the process and made me feel like they had my best interest at hand. Jeff was open and honest with me, and i appreciated...
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Detailed, quick to respond, personable and relatable and he and his staff put up with my cranky attitude when I was having a bad day. I was told exactly what I needed to provide and how to provide it.
Working with Jeff and his team made purchasing our home so easy! Always there for us!!! Great communication and excellent service!!! We would recommend this team and will come back to them if we need anything in the future!
We started the financing with our credit union, about 10 days in CU decided they weren't going to give us funding. We now had started all over.With 45 day to get our funding. Now we down to 35 days. Our Realtor told us call Jeff Miltenberger....
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Jeff and his team made our refinance simple. They were incredibly responsive and I never had to worry about where we were at in the process. I will absolutely use him again in the future!
Jeff and his team were so helpful and kind to work with during my home buying process! This was my first home and I expected a lot from my team; they were always on my side, worked hard to help me close on-time, and I would definitely recommend...
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Jeff and his team at Guild were AWESOMESAUCE! I have already referred friends to them. I have even told co-workers about them and some of the advise that Jeff gave me. As a first time homebuyer there were great. I had lots of questions and...
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At our first meeting with Jeff he explained the entire process to me and my wife from start to closing. When we found a home we wanted to purchase, his dedicated team stepped up and were efficient in getting the loan done by the closing date....
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Jeff and his ENTIRE team were so wonderful. Every single person we encountered were so helpful, informative and positive. Erin, Brandon and Barb are exceptional. Thank you for making our first time home buying experience so easy and exciting....
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I really enjoy working with Jeff on my home mortgage, I explain the entire process to me from the start to the closing, he was very helpful and communicated with me in the entire process and I will be very happy to recommend my friends, co-work,...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.