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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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My wife and I had a tremendously positive experience with the Miltenberger team. From day 1 we were kept in the loop of what was going on, what was needed and what to expect. I will always recommend this team to anyone who asks, and will use...
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Jeff did great. I have a funky pay schedule with bonus payments etc. and he was still able to get me the financing for our dream home. Great communication even after hours. Seriously impressed with the professionalism and customer service....
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Jeff and his loan assistants were there every step of the way--even communicating with me by text on the weekend to make sure everything was working. He's excellent and I have recommended him to two friends who have also had great experiences...
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Jeff and the Guild staff were always helpful and quick to respond, making a huge difference in this market were the inventory moves so fast. Even after the deal was done, they are helpful with our questions.
He was very helpful and friendly. Was honest about our options and helped us find a good deal for our loan. He was always ready to answer our questions and had our papers ready on time.
I was impressed with Jeff's quick response to my call, his friendly, helpful manner, and his knowledge. He always followed up. When I had concerns he made sure they were addressed. A pleasure to work with and I would definitely recommend him...
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I recommend Jeff Miltenberger and his wonderful team to anyone looking to buy a home. They were especially helpful for our first time home buying experience. Very knowledgeable of different programs available. I feel confident that I received...
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It was a pleasure working with Eric and Erin. They qualified us quickly and we were locked into interest rate. They were friendly and informative during the process of the mortgage for our new home! I would highly recommend them to anyone and...
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I just finished my refinance with Jeff and his team and I was very pleased with easy they made the whole process. They were always available when I called or emailed my questions. I was highly satisfied with them, and would definitely recommend...
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We are very happy with Jeff and his team they were very helpful and professional in helping us buy our first home! Our situation had a few hurdles to work through and Jeff and his team worked with us to overcome those hurdles. We started to...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.