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Jeff Miltenberger at NFM Lending - Branch Manager | NMLS# 108278 in Lynnwood, WA
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Jeff Miltenberger at NFM Lending

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Branch Manager | NMLS# 108278

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With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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  • Encompass
    J
    Jesse M
    Bremerton, WA
    Posted on January 30th, 2026 06:31 PM
    Working with Jeff was an exceptional experience from start to finish, and I cannot say enough about the level of professionalism, competence, and genuine care he brought to the entire process. From the very beginning, Jeff stayed completely...
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  • Encompass
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    Erica G
    Grand Junction, CO
    Posted on October 29th, 2025 07:34 PM
    We had another easy and smooth transaction from start to finish. The experience feels personable and you don't feel like you are just another number. Being able yo talk to Jeff himself and have him call to review explain things (i.e. locking...
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    Reply from Jeff Miltenberger
    December 3rd, 2025 09:56 PM
    Thank you so much for taking the time to share your experience! We’re thrilled to hear that the process felt smooth, personable, and informative from start to finish. It means a lot to know that our guidance and Shannon’s regular updates helped...
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  • Encompass
    T
    Taylor C D
    Spanaway, WA
    Posted on October 25th, 2025 02:08 PM
    Jeff and his team are very on top of things. They reach out quickly and answer questions or phone calls in a timely manner. Due to their due diligence we were able to close on our home in just 17 days 14 if you only include the week days. They...
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    Reply from Jeff Miltenberger
    December 18th, 2025 07:57 PM
    We truly appreciate your kind words and 5-star feedback! Our goal is always to provide responsive communication, strong due diligence, and a smooth mortgage experience from start to finish. It was a pleasure helping you close on your home,...
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  • google
    S
    Shannon D
    Posted on September 12th, 2026 01:41 PM
    Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Shannon D
  • Encompass
    S
    Shannon R D
    Federal Way, WA
    Posted on September 12th, 2026 01:40 PM
    Jeff was very patient with me as I tried to figure out if I could swing a refinance or buy a new house. We had a bunch of curveball thrown my way and Jeff helped menwork through all the challenges. Karise helped me through the paperwork and...
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  • Encompass
    K
    Kevin M
    Snohomish, WA
    Posted on September 10th, 2026 06:55 PM
    Jeff was awesome from thr 1st phone call
  • Encompass
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    Nancy G
    Snohomish, WA
    Posted on September 10th, 2026 02:48 PM
    Excellent communication, which is something I really appreciate. And response to questions quickly, etc. Loved the two weekly updates and just the overall experience was wonderful.
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    Pamela H
    Posted on September 9th, 2026 03:52 PM
    Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Pamela H
  • Encompass
    G
    George I
    Lake Stevens, WA
    Posted on September 9th, 2026 03:52 PM
    Very positive and professional friendly and helpful
  • google
    C
    Cody C
    Posted on September 7th, 2026 08:08 PM
    Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Cody C
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    About
    With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind. I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    VA Loans
    FHA Loans
    Cash Out Refinances
    Down Payment Assistance Programs
    Unique Income
    Credit Repair Assistance
    Long Term Home Ownership Planning
    RSU Income
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    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 108278
    Awards
    CEO Club - NFM Len...
    Scotsman Guide Top...
    Achievements
    • #1 Dad
    • Scotsman Guide Top Producer
    • Top Lender at NFM Lending
    • View All
    Hobbies
    • Boating
    • Visiting Daughters at College
    • Team Dinners
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.