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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Working with Jeff was an exceptional experience from start to finish, and I cannot say enough about the level of professionalism, competence, and genuine care he brought to the entire process. From the very beginning, Jeff stayed completely...
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We had another easy and smooth transaction from start to finish. The experience feels personable and you don't feel like you are just another number. Being able yo talk to Jeff himself and have him call to review explain things (i.e. locking...
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Reply from Jeff Miltenberger
December 3rd, 2025 09:56 PM
Thank you so much for taking the time to share your experience! We’re thrilled to hear that the process felt smooth, personable, and informative from start to finish. It means a lot to know that our guidance and Shannon’s regular updates helped...
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Jeff and his team are very on top of things. They reach out quickly and answer questions or phone calls in a timely manner. Due to their due diligence we were able to close on our home in just 17 days 14 if you only include the week days. They...
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Reply from Jeff Miltenberger
December 18th, 2025 07:57 PM
We truly appreciate your kind words and 5-star feedback! Our goal is always to provide responsive communication, strong due diligence, and a smooth mortgage experience from start to finish. It was a pleasure helping you close on your home,...
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Great experience with Jeff and his team !!
I have used NFM Lending several times to procure mortgage, bridge, and HELOC loans. Jeff and staff have always provided excellent services and results.
Jeff Miltenberger at NFM Lending has received a review with 4 star rating from Mrorganic88
It seems that my first realestate agent was doing her best but she kept keeping me from getting the places we looked at. I am far happier with the place I got than any of the other places I looked at. Working directly with Jeff seemed far better...
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Jeff and his team is very supportive and communicates with us throughout the process. the idea of applying for a loan seemed too overwhelming for us especially paperworks but they invited us to the office and assisted us . From preapproval...
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Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Jerilyn A
It was great! We got weekly updates about where our loan was in the process. super clear feedback and goals as far as financing went.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
