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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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I really appreciated how streamlined the process was. During the initial conversation with Jeff outlining options, I could tell he was very knowledgeable. He has created a great step by step process with a very capable and customer service...
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As a young first-time home buyer , Jeff was so helpful and over exceed my expectations on how the mortgage process goes. He was very knowledgeable on what I was able to afford and when it came to the home that I finally chose, he was able to...
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Jeff's knowledge and guidance through the process was crucial to closing on time with my accelerated timelines and busy schedule. He and his team really went above and beyond to meet my needs. Often working late into the evenings and weekends....
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I've recommended Jeff to all of my family members and friends. He and his team are very quick and extremely efficient. We had no issues at closing, and I attribute that to them being so meticulous during the process.
Jeff was very helpful getting me into my new home. He knew what he was doing and was very responsive to what needed to be done. We had difficult circumstances getting into the house from the previous owner it took 4 more months then usual and...
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Can't say enough good things about Jeff. He and Dain helped us through a refinance and went above and beyond to make it as stress-free as possible. We are pretty low-tech. We don't have fax machines or scanners and I was also not able to get...
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Jeff was a pleasure to work with and I knew it right from the beginning. He was very knowledgeable, helpful and insightful. He really catered things to my current situation. He gave me some really good tips. In fact, one of his tips was the...
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I just want to thanks Jeff and Erin and the rest of the office team that make my dream come true. Thanks to this great team I was able to get the home I want it, and not settle for something that I did not want. Jeff gave options that other...
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Wow! We have been so impressed with Jeff and Guild Mortgage. We have worked with him on a refinance before, and this time he went beyond the call of duty. A few years ago, my employer had experienced an IRS security breach which continues to...
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I was referred to Jeff by another lender who had some difficulty getting my loan through their process. Jeff was given all of my paperwork from the former company, along with my tight timeline for closing. Jeff and his team were in touch immediately,...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.