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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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He (and his team) were able to get us into the home of our dreams when other Mortgage companies could not. He knows his business and was GREAT to work with. Thank you Jeff for all your help!!Brian & Tracy Lally
Jeff and his team at Guild , worked with us, to make sure all our t's were crossed and all our i's dotted. They kept us in the loop so we knew what the next step was and helped us to a successful completion of the purchase of our new home.
I contacted Jeff a week or so after working with the builder's preferred lenders. Jeff and his team made the process a lot easier than the others. The other lenders were slow and overwhelming with minute details. Jeff and his team got the information...
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Jeff and his team were amazing! I would recommend anyone to him and this office. We had lots of options for different loans and Jeff was there to help us choose the right one. We were so happy with the end result too. Even when we were stressed,...
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This is at least the third time we've worked with Jeff. He has a great team working with him - they are all very helpful, friendly and professional. The process of getting the mass quantities of paperwork in for review was all handled via email...
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Mr. Jeff Miltenberger is a complete professional in every way. He developed a program that we could work with to purchase our new home. He showed us why we had to stay with-in a set budget. He patiently explained in detail every decision that...
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I had so many questions as a first time home buyer and Jeff was always there when I had a question and made sure that I understood the answer. He's fun to work with and I'd highly reccomend him if you're trying to buy a home.
I needed to use a VA loan to get my house, and the process took longer than expected, because the national archives needed to send a certificate of eligibility. The VA sent the wrong paperwork once and then had to process everything again to...
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Jeff and his team helped me navigate through the mortgage process as efficiently and easily as possible. Shopping for a mortgage with multiple properties can sometimes be a chore, but Jeff was an expert and made the extra efforts to let me...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.