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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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From day one, Jeff and his team at Guild Mortgage were a pleasure to work with. We called Jeff for the first time on a Saturday, and he met with us the very next day (yes, on a Sunday, in his office). We started the loan application that weekend....
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Reply from Owner
August 8th, 2017 12:00 AM
Thanks Kent! Great working with you as well! Stay and touch and let me know if you ever have questions on your new loan.
Jeff and Karise did a outstanding job! They were a huge help from begining to end of the buying process. Every question and concern I encountered along the way they responded to quickly. They made my first time home buying experience a success....
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They were constantly making sure I was getting the best service in a timely manner. I've recommended them in the past and will continue to do so. I had been working with another lender that was impossible to contact and even withheld information...
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The company has a reliable real estate service network which has made everything come together to serve my new home purchase need. They made things so easy and help me close on a home effectively. My boss at work also bought a home last year...
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Thank you to Jeff and his team for making this process so easy for me as a first time homebuyer! Very fair, helpful and supportive to make sure I received a great rate that best fit my needs. Also, special thanks to Erin & Amy as they were...
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We were fortunate to find Jeff when we bought our house 2 years ago. He worked very hard to make our dream of home ownership come true. When it was time to refinance, to go from FHA to conventional, we wouldn't think of using anyone but Jeff....
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Jeff was good to work with. He has a great staff (Amy, Leigh Anne) who get to know the people that are working with and make sure that everything is finalized.
We had an awesome team that handled our difficult mortgage (that had failed through two other lenders) and completed the process in three weeks. I can't praise them enough for their hard work and professionalism.
Jeff and his team did a outstanding job getting me financed on a quite difficult short sale which required them to go above and beyond what would normally be done to get this financed for me. They were on top of everything to make sure every...
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Jeff and his team were great to work with. They are extremely knowledgeable and on top of everything. No matter what time of day I had a question, they were quick to respond. The entire process was a breeze because of them.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.