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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Jeff was helpful and knowledgeable. He took the time to answer any and all questions. His assistant Julie was fabulous, kind, and quick to respond to all our inquiries! We were approved quickly and all options were considered.
Two years ago, when our so called pre-approved mortgage loan from our bank was denied just days before our closing, our real estate agent immediately referred us to Guild's Senior Mortgage Banker Jeff Miltenberger. As soon as Jeff and his team...
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Two years ago, when our so called pre-approved mortgage loan from our bank was denied just days before our closing, our real estate agent immediately referred us to Guild's Senior Mortgage Banker Jeff Miltenberger. As soon as Jeff and his team...
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We were searching for a single family home but we were tight on down payment and Jeff came to the rescue with a special Grant program which was awesome. He gave us the best overall deal we can get on a mortgage. The whole transaction was very...
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We were searching for a single family home but we were tight on down payment and Jeff came to the rescue with a special Grant program which was awesome. He gave us the best overall deal we can get on a mortgage. The whole transaction was very...
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Reply from Owner
November 13th, 2017 12:00 AM
Thank you so much for the kind words. It was great working with you! Enjoy your new home!
I loved working with Jeff and his team. From first contact all the way through the process, this team is so professional, attentive, and thorough. In speaking with Jeff about my loan options he brought me up to speed and truly advised me on...
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I used Guild Mortgage for the first time in 2014 when I purchased my condo because my realtor recommended the company to me. I was satisfied with the process and Jeff's team so much that I came back this year to refinance my mortgage from a...
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Being a first time home owner, I had a lot of questions about mortgages. The girls in the office (especially Leigh & Julie) were so knowledgeable and patient with me. I was traveling during the closing process, and the girls did a fabulous...
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Jeff and his team took great care of my refinance. Minimal amount of paperwork I had to complete. They handled everything with speed and efficiency also at a fabulous rate! Thanks Jeff
We loved working with Jeff - he was amazing throughout the process - Super responsive and always willing to go above and beyond. He was more like a mentor for us as we were purchasing our first property. He explained everything so well and...
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Reply from Owner
August 8th, 2017 12:00 AM
Hi Sheetal, it was wonderful working with you and I am so happy we were able to make this dream come true! Enjoy your new home!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.