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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
First time working with NFM. It was easy and quick.
NFM Lending made my first home purchase a smooth process. I was pleased with the level of communication from the team and I highly recommend them!
Jeff was not upfront with me regarding the interest rate. It was slightly higher than he promised, and his answer that it wouldn't increase the payment by much was unsatisfactory. It was my dime, not his.
Reply from Owner
February 19th, 2021 01:03 AM
Hi Danny! I'm sorry to hear you had such a negative experience with your loan officer. However, Jeff never had the opportunity to work with you. Your file was originally sent to Jeff, but then re-assigned by Guild when we switched to our new...
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As I mentioned before, Jeff helped me get my first mortgage through Guild Mortgage. When I wanted to refinance it was a no brainer that I'd go back to Jeff. He's knowledgeable and no-nonsense and gets the job done. I'd recommend him in a heartbeat....
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NFM Lending offered the best loan to meet my needs. Everyone on the team was extremely knowledable and very helpful. I am pleased with the frequent and thorough communication at every step. They put me at ease and made me comfortable throughout...
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Jeff was very honest, responsive and knowledgable throughout the entire loan process. He gave me helpful tips to improve my credit score which ultimately helped establish lower monthly payments. His entire team were very professional and helpful....
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The team at NFM Lending was amazing! From start to finish they were always available to answer any of our questions and had an upbeat and positive attitude! We are sticklers for good customer service and Jeff and his team went above and beyond!...
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The entire team at NFM was amazing. Communicated thoroughly along the process, responded to my questions quickly and helped me work through a potential road block with the title company. I will refer Jeff to anyone I know looking to buy or...
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Jeff was great, making sure all the details were correct, and that our loan went through on time!!!
Jeff and his team knocked it out of the park!
They delivered above and beyond any and all expectations. There knowledge of the industry there customer care and service cant be beat.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.