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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Not only did Jeff get us an amazing rate but the whole team was wonderful! Great proactive communication that made the process go so smooth. We couldn’t be happier!
This team worked with us from start to finish providing specific details on what to do and how to fix things so we could move to the next step. They were very professional and yet compassionate and understanding to our specific challenges!...
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jeff provided me with answers to all my questions and super fast response on everything. Even played the market to save me $1100 dollars by not paying points to lock down the interest rate i wanted. Most companies would probably lock down whenever...
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I just want to say that Jeff Miltenberger and his team gave my wife and I exceptional service! I could tell that Jeff is a man of integrity and also very personable! Everyone on his team treated my wife and I like family they were so kind &...
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The team was great with communication—explaining and answering questions in a timely manner. Jeff also spent time with us going over different finance options to think about when looking for our perfect, new home.
Why do I consider your service Great?YOU told exactly what to expect.You gave us estimates and discussed the pros and cons with us.You helped us though the paper filling out and signing.You did all the interfacing with others for us.It was...
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Very organized and moving with the times. Getting the job done during a pandemic and quarantine in record speeds. I love electronic signatures.
Overall a great experience. Everything took a little longer than we expected, but we were also right in the middle of the COVID lockdown.
Jeff’s team kept in touch and answered my emails promptly when I inquired on the status of the Refi.
Smooth transaction and great communication throughout the process.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.