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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Having already packed up and put our personal stuff in storage, it was difficult to get all the information needed, NFMLENDING worked with me and helped walk me through many aspects of the loan process.They were patient and understanding of...
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Very pleasant to work with I would highly recommend them
Thank you
When I first called Jeff every instinct told me to trust him. Working with him and his team felt like a deep breath amidst the chaos of home buying. In that first phone call Jeff went out of his way to educate me on the region, the processes,...
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When I first called Jeff every instinct told me to trust him. Working with him and his team felt like a deep breath amidst the chaos of home buying. In that first phone call Jeff went out of his way to educate me on the region, the processes,...
read more
Reply from Owner
July 23rd, 2022 03:55 PM
Thanks for the great review Cole! Congrats on your new place!
When I first called Jeff every instinct told me to trust him. Working with him and his team felt like a deep breath amidst the chaos of home buying. In that first phone call Jeff went out of his way to educate me on the region, the processes,...
read more
All Veterans
All Veterans Please use Guild mortgage. You can’t go wrong.
Reply from Owner
June 2nd, 2023 01:12 PM
Hey Kyle, Thanks so much for your service and the great review. I am now with NFM Lending. We love active military and veterans and have the best rates and service for our miltary!
Words cannot explain how amazing Jeff, Joan and Julie are. My husband and I had an extremely difficult road getting a mortgage when our first mortgage company miscalculated our financial situation. We are 24 years old first time home buyers...
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Reply from Owner
August 5th, 2026 05:28 PM
Thanks so much Kay, It was fun working with you as well and we are so excited for you getting into homeownership! Congratulations on your new home!
Great experience for the refinancing process...serious upgrade from my first mortgage experience. Good communication and Jeff met all the goals we set out to accomplish.
Great communication and all expectations were met by Jeff and the Guild Team. The market was fluctuating when we first applied and the rate available did accomplish what we needed to do. Jeff advised us to wait until we were able to lock in...
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Reply from Owner
February 3rd, 2020 12:00 AM
Thanks for the kind words! I enjoyed working with you and look forward to seeing you at our financial freedom class!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.