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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Jeff is amazing. He is the only person I will use
Jeff and his team were dependable, trustworthy and responsive. From the time I got pre-approved to the very end of the transaction, Jeff and his team followed through on every promise. I would not have been able to get into my home without...
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I had very good communication they walk me through the whole process they took their time it made sure that I had the right rate I'm very pleased overall especially with the finality of my experience.
Great experience with our refi from the first meeting through closing. Solid communication all the way with Jeff Miltenberger and his team! Awesome service!
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Professional, friendly, knowledgeable, timely
Not only did we get a great rate but the online process of document review and signing was a simple process. Seems that there is too much underwriting and too many months of statements required. I think the underwriting was the most frustrating...
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you guys were very helpful in everything, and after checking with another 2 companies to refinance my house, I got the best deal from you guys by far. Great customer service and dedication.
Jeff, Karise and team were awesome to work with. Great communication - very responsive and friendly. Jeff guided me through the process, answered all my questions and made me feel confident as a first time buyer. We had a short close but Karise...
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Our first home purchase was a difficult situation, but Jeff's team's went beyond their "job" to make it happen. In a year, he refinanced our house to lower our payments significantly. 3.5 years later, we decided to move to Pacific coast. Covid-19...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
