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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Julie and Randi were both incredibly helpful through the most stressful parts of our home buying process. Randi was supportive all the way to the very end, so patient with my endless emails, and was ready to explain every point of the process....
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It was quick and the communication as well to get all the paperwork again. Jeff and his team were on it and responded quick to my emails. It was great and I'm so glad I kept with Jeff!
Jeff made the loan process very easy to understand and was able to answer all of my questions. Once my loan was approved and I was in the process of buying a property, the weekly updates were very helpful.
It was perfect.
👍
I was so close to going with another company for my refinance which I thought was a pretty good deal and Jeff asked me to see what he could do. Jeff and his team worked really hard to earn my business and get me the best rate they could provide....
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We were repeatedly asked for information already provided. The process took too long and was only completed when we decided to go elsewhere.
The response from all involved was greatly appreciated. My questions and concerns were addressed with promptness and individuality. This was a great experience, and now my extended family is refinancing their home with Jeff. Great job!
Very quick and easy and I'm very happy with my rates and the end result. I know Jeff. He's down to earth and straight forward and I like how his office is run.
It was very easy. All the people involved in our transaction was available to answer questions and explain the process. The updates that informed us that everything was on track were very nice.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
