

Top 5%
Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Great work! Thanks!
My refinance transaction was easy, fast and stress free. The team was always available to answer any questions I had in a timely manner. I would highly recommend Jeff and NFM to friends and family.
Very responsive and accommodating. On top of everything every step of the way so I didn’t have to worry about it.
the experience great and it was very easy, everything was done on line, I provided the info and was able to upload it to the secure site. the process was done in expected timely manner.
All I can say is Wow? What a great group of people. Never felt once like I was dealing with a lending institution. You were more like family or a friendly neighbor. Did not matter what obstacle was presented, you found a way to help us. I have...
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They were always very quick to get when I needed anything and very helpful to get me the lowest rates possible.
Clear, accurate, responsive and professional.
Very easy to navigate the loan process. The weekly updates were awesome to see where the status of everything was. Communication was awesome!
Very responsive.
Jeff was fantastic. I would have given him the highest rating except for one issue we had at closing where the loan amount was not changed to the amount we discussed. This delayed loan signing by a and caused confusion/scramble at the end....
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.