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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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I've been working with Jeff's team for years. He's always working to get me the best rate available. He and his team walk me through the process with clarity and efficiency and great communication. Highly recommend using them for your next...
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Everyone was very pleasant to work with and talk to. From when we first talked to Jeff, during the entire process, up till the closing, Julie and Randi, our experience was very pleasant. Jeff answered all our questions and even gave us advice....
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NFM was most helpful and prompt in assistance with my refinancing. This business also met the target I had set for every aspect of the process. Jeff was recommended to me by my daughter and son in law, both real estate brokers (LP Lensvelt),...
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Both our home purchase and our refinance went smoothly. Nothing ever goes as planned but it all works out perfectly. I would recommend Jeff and his team for home purchase or refinancing.
Jeff and his team was great to work with. Very good at communicating and professional.
I appreciated Jeff and his team being very responsive and providing regular updates and communication throughout the process. I also appreciated Jeff's knowledge, experience, and his ability to think creatively on the best approach and finding...
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From beginning to end your team, was helpful understanding and very hardworking. It made my purchase easy and way less stressful! It might not have happened without your team at all. Thank you!
Everything was extremely easy and fairly quick. Karina was fantastic, kind and patient with us.
you guys were great!
Although there was a last minute issue on my loan application, all the personnel helped me with advice to correct the situation. Too bad NFM will not be keeping my loan (it will most likely be sold to another company). I would like to have...
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.