Top 5%
Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Jeff and Karise made the home buying process a breeze! Couldn’t have asked for a better team. Jeff broke down the process and provided genuine advise on how to proceed. It took me 9 months in the middle of a pandemic to find the right home...
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Thank you so much for a very easy loan process and I want to especially recognize Karise Buell, our loan officer. Thank you Karise for your hard work! We couldn’t have done it without you!
I thought the process went smoothly. I think I would have liked a little more communication of where we were in the process but I also understand how busy it is for refinancing right now.
Joanne was a huge help. Communicated very well!
Friendly and knowledgeable. All of the above.
Great rates and easy to deal with
The were quick to respond to emails within a 24 hr period and addresses all needs and questions with great knowledge.
it was wonderful and easy.
Great experience! We are very pleased with the refinance loan and overall help in getting the loan.
Great experience!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
