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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
The rate was good and the overall product was good. However, my particular loan representative was sometimes quite snippy with me which made the process a bit more stressful.
Experience was overall very smooth. Took longer than expected but understandable due to the high volume of refinances. Would definitely work with Jeff and team again.
Jeff Miltenberger was my loan originator. He was quick to respond to my original query and thorough as well. Jeff responded to each of my questions, no matter how ignorant they were. I have used Jeff and his awesome team three separate times...
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Randi did well. Thank her for her hard work
Jeff and his team kept me up to date on the progress of the loan. I was able to close quickly and without hassle. I highly recommend them!
Jeff and his team are very easy to work with. When we had questions they answered them as quickly as possible. All in all pretty easy process.
Great experience and would definitely recommend them.
Great communication experience with the whole team. I refinanced my home loan with them. I failed to close my refinance with Guild Mortgage. They sent me the final email that I could payoff my current loan. After two weeks that I didn't hear...
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Jeff and his team were amazing to say the least. Going into this process in July of buying my 1st home and having absolutely no idea on how it works, with all the overwhelming emotions along the way he communicated very well an explaining it...
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The process is too long and need patiance and hard work which NFM has it.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.